Webinars
WiBinars
WiBinars, offered through Western Independent Bankers (WIB), a division of the Western Bankers Association, provides an extensive suite of online webinar training that enables bankers to enjoy flexible and cost-effective education across all critical areas of banking. WiBinar topics such as payments, retail banking, compliance, finance, lending, technology, HR, M&A, compensation, directors issues and more, are covered in a comprehensive, cost-effective and easily accessible format.
Benefits of WiBinars
Educational webinars address timely issues facing independent bank professionals. From the convenience of your desk, these 60-minute webinars provide you with a cost-effective way to stay abreast of industry information and trends affecting banks, as well as provide the bank with a low-cost option to effectively train and educate their directors.
For questions regarding webinars, please contact Montana Townsend at (916) 438-4427 or mtownsend@westernbankers.com.
FASB Accounting Standard Updates – Key Standards Applicable to FIs in 2019 and Beyond
Staying at the forefront of the FASB’s upcoming accounting standards may feel overwhelming and challenging. There are three significant standards coming one after another that include revenue recognition, accounting for leases, followed up by credit losses on financial instruments. This webinar will focus on recognition and measurement, financial statement impact, and effective dates of these upcoming accounting standards.
The Anatomy of a Bank Acquisition Transaction
The current environment will present many community banks the opportunity to evaluate some type of merger or acquisition transaction. Some community banks have seasoned veterans that have been through this process a number of times; however, most community bank officers and directors have never been through an actual acquisition transaction.
Pipeline Builder Series: Taking a Formulaic Approach To Relationship Management in 2019
Consider that a business development formula exists that will ensure, with a high degree of predictability, that an institutions relationship managers and lenders will meet and exceed sales goals regardless of interest rates, market conditions or competitive forces. This webinar is designed to explain the process and provide a powerful tool to help commercial bankers to become more productive in 2019.
Key Ratio Analysis: Calculating and Interpreting the Numbers Correctly!
Many financial professionals use financial ratios on a regular basis. But do they always use the same ratios and, more importantly, do they always interpret the ratios in the same manner? Attend this proactive webinar and discover a five-step analysis plan which includes liquidity, activity, leverage, operating performance, and cash flow analysis which will clarify and unify this often confusing financial subject. The presentation will also include a case study and a review of spreading a financial statement using the Moody’s Risk Analyst software in order to analyze key ratios.
2019 California Employment Law Update
Don’t miss this up-to-the-minute information on the ever-changing regulations governing California HR, with time to make preparations for the new year. Topic will include: new legislation and major changes driven by the #MeToo movement; wage and hour developments; minimum wage increases; the Dynamex Decision and impact on independent contractors; discrimination in the workplace; and new decisions by the NLRB.
Commercial Loan Structuring
Borrowers borrow money to solve problems that are either good or bad. In this webinar, examine the importance of appropriate commercial loan structures and their influence on timely repayment. The discussion will include identifying cause-and-effect, matching purpose to repayment source, and ways to reduce risk.
Pipeline Builder Series: Red Ocean vs Blue Ocean Marketing Strategies
Referred to as “red ocean” sales opportunities, traditional COIs refer bankers to deals where typically three to six other banks are bidding for the business. These deals are often marginally profitable due to heavy competition. The best time to begin to develop a relationship with a prospective commercial customer is when they don’t need financing or aren’t looking to switch banks (referred to as blue ocean sales opportunities). In this webinar, learn how blue ocean sales strategies can help commercial bankers close business with stronger margins and fee income.
Why EBITDA Doesn’t Spell Cash Flow & What Does
EBITDA is a non-GAAP indicator of cash flow widely used by market analysts and bankers, but it is a poor measure of cash flow repayment ability. This webinar explains why EBITDA fails to measure cash flow accurately and offers some better measures.
Community Bank Strategic Planning Simplified
Community bank strategic planning is a commonly misunderstood aspect of appropriate corporate governance. Many directors think strategic planning to be boring, unproductive, or painful; however, an appropriate strategic planning process is none of these. Strategic planning should be engaging for the participants and should provide big-picture action items and accountability for the organization. This webinar will provide a practical guide to community bank strategic planning.
Identity Theft Red Flags
Astonishingly, 16.7 million US consumers were victims of identity theft as of 2017, a rise of 8% from the previous year. In this webinar, discover how to identify red flags using an ID theft/red flags program and risk assessment. Develop insight into not only detecting red flags, but also identifying covered accounts that may be affected by ID theft. In addition, discuss appropriate responses to an ID theft event, and receive a summary of different elements to support an effective ID theft program.
Macro and Micro Musings on the U.S. Economy
Recent analysis speaks to the role that loan maturity plays in the prices consumers pay for automobiles. This webinar will take a look at how these microeconomic insights, coupled with an understanding of the macroeconomic landscape, produce valuable content for lending institutions. The presenter’s firm frequently produces research that provides new insights into credit markets. These discoveries illuminate the economics of credit markets along dimensions that can influence credit decisions in meaningful ways.
Facing the Liquidity Challenge Head On – Key Steps To Strengthen Your Liquidity Management Process With A Renewed Regulatory Focus
Loan growth is outpacing deposit growth, and loans are becoming a higher percentage of total assets. Wholesale funding levels are increasing and the potential for deposit attrition continues to grow. Undeniably, liquidity is under pressure. This webinar will address the changing liquidity landscape in the industry, and what every bank should be doing to develop a “best practice” approach in liquidity management – regardless of the levels of liquidity a bank may have today.
Saying Goodbye to LIBOR – Preparing for the SOFR Transition
LIBOR is being replaced as a primary benchmark index and the transition away poses risks and challenges to financial institutions. In this webinar, learn why LIBOR is being replaced, the impact of the replacement, and transition implementation tips. The transition from LIBOR is already in process and financial institutions should begin preparing for the transition’s impact, risks, and challenges.
Lenders, Don’t Get Burned Twice: Consequences of the Full Credit Bid Rule in Light of the California Wildfires
Over the course of two years, California has been devastated by wildfires. While foreclosures may be temporarily on hold, lenders will eventually be forced to complete many foreclosures. This webinar will discuss the strategy behind bidding at those foreclosure sales and the potentially devastating consequences of the Full Credit Bid Rule. Join fellow lenders to understand how the credit bid at the foreclosure sale could negatively affect the ability to recover insurance proceeds.
Working with Political Subdivisions: Banking and Funding
Political subdivisions can add value though banking services and as a stable source of funding throughout various economic cycles, however, it is key to understand how they work. In this session, community bank leaders will learn to identify reasonable services that political subdivisions would look to utilize based on their size and ability. In addition, attendees will develop an understanding of the political subdivision’s investment policy in order to implement an approach to influence their deposit decision.
The Time Has Come For Action! Position Your Bank to Benefit From the Challenges of This Rate Environment
Short-term rates continue to rise and with that comes increased pressure on deposit product and pricing strategies, yet time and expertise are the biggest deterrents for banks to bring asset liability management (ALM) to the forefront of discussions. They know it’s important and will often times look to articles or social media to find recommendations and “quick fixes” to help; however, what’s good for the bank across the street may not fit all banks. In this session, gain insight into improved ALCO processes and take a deep dive into current and projected rate environment.
How Banks Can Build a Winning Cybersecurity Program
As cybersecurity continues its reign as a major focus for federal and state bank regulators, the challenge to remain compliant while managing an evolving threat landscape continues for banks. This webinar will discuss how banks can build and maintain a successful cybersecurity governance, risk, and compliance program, as well as what to consider in a managed security services provider. Identify critical steps, including establishing a senior staff position responsible for cybersecurity risk management, conducting a business and mission impact analyses, adopting a risk management framework and program, selecting a portfolio of technologies and processes to secure information and information systems, and finally, maintaining continuous diagnostics and mitigation.