Webinars
Webinars
Webinars, offered through Western Bankers Association, are an extensive suite of online webinar training that enable bankers to enjoy flexible and cost-effective education across all critical areas of banking. Webinar topics such as payments, retail banking, compliance, finance, lending, technology, HR, M&A, compensation, directors issues and more, are covered in a comprehensive, and easily accessible format.
Benefits of Webinars
Educational webinars address timely issues facing independent bank professionals. From the convenience of your desk, these 60-minute webinars provide you with a cost-effective way to stay abreast of industry information and trends affecting banks, as well as provide the bank with a low-cost option to effectively train and educate their directors.
Professional Development Specialist
Montana Townsend
(916) 438-4427
mtownsend@westernbankers.com
The Next Digital Frontier: The Business Bank of the Future
Digital Banking has become the latest buzz with neo banks and digital consumer bank offerings everywhere you look. Tech giants have entered the banking world and consumer banking has seen total disruption over the past 5 years. Business and corporate banking however has not been affected in the same way, until now. This exciting presentation will take you into the latest technologies and trends, and how they will influence how fintechs will target business and corporate accounts, which until now have been unserviceable by everyone but banks. PPP was one of the first catalysts to change this in a major way with Credit Unions and fintechs deciding to offer the SBA loans to small businesses and now we are seeing aggressive moves to go further.
Who Should Attend: C-Suite, Technology Professionals, Board Members
Cryptocurrencies & Decentralized Finance: Threat or Opportunity?
In this webinar, we will address the threats and opportunities that the digitization of finance poses. A general overview of cryptocurrencies and blockchain will be provided and we will share specific use cases for banks to drive interest and non-interest income generated from cryptocurrencies. Research by Gartner, Deloitte, and others suggest that banks should offer crypto solutions or be left behind.
Who Should Attend: Board Members and C-Suite Executives
Funds Transfer Pricing (201): Advanced Topics
Net interest margin remains the primary income source for most financial institutions. The ability to better measure, understand and analyze net interest margin across all segments of the organization through funds transfer pricing (FTP) is the cornerstone in financial and performance management. In this webinar we will address various advanced topics and best practices in the FTP process, including transfer pricing non-maturity accounts, handling prepayments and their related risks, accounting for liquidity in transfer pricing and analysis of the funding center. Using a matched-term FTP process is critical to financial and performance management in the banking industry. For institutions that are relatively early in their adoption of the FTP process, keeping the process simple, straightforward, and understandable is paramount. However, for institutions that are more mature in their FTP process and are looking to fine tune their calculations and analysis of the FTP results these topics are some of the logical next steps.
Who Should Attend: CFO, Director / Manager of Finance, Director / Manager of FP&A, Treasurer, Financial Analyst
How to Make Commercial Loans through the Business Cycle and Prepare for Recession and the Pandemic
As borrowers and lenders work through the business cycle, borrowers’ credit needs change, so lenders must be ready to recognize the changes and accommodate their clients’ requirements and credit approvers must be prepared to evaluate and adjudicate the impact of these changes on underwriting, approval, and credit risk management. Business cycles are inevitable, and bankers must understand borrowers’ funding needs through a cycle’s four phases—early expansion, late expansion, early contraction, and late contraction—as well as how to identify and evaluate clients’ relative vulnerability to recession and pandemic.
Who Should Attend: Credit & Lending Professionals, Commercial Loan Specialists
How to Engage your Team: Lessons from a Pandemic
We are crossing over to the other side of the pandemic, with branches returning to full capacity and employees once again work side-by-side with their peers. In this session we will examine employees’ new mindsets and learn what steps you can take in order to create a healthier work environment, whether you are on the front line in the branch or managing a robust team. Growth is incumbent upon both the manager and those being managed, and this session will discuss best practices for employee engagement and what those being managed can do to contribute to the success of the team.
Who Should Attend: Retail, Marketing, HR, Branch Managers
The Keys to an Effective ALCO Process
Following a year of unprecedented challenges and “new normals” we find ourselves in some familiar territory having to look for new ways to increase (or just maintain) earnings and manage the risk within our balance sheets. COVID changed the rules, but as bankers, we know we need to take a look in the mirror and make some changes ourselves in order to come out of this stronger than we came into it.
Maintaining the status quo may have worked in the past, and it may get you through your next exam, but do you have the peace of mind that you are doing all you can to monitor potential exposures and optimize earning potential? Now is the time to make sure everyone and everything is working as intended and heading in the right direction.
During this session, participants will gain valuable insights through discussion and case studies of how detrimental some practices can be to your bottom line and the success many institutions are having by promoting a collaborative culture at ALCO, improving the quality of risk model inputs and outputs to make the best decisions for their banks.
Who Should Attend: CEOs, Presidents, CFOs, Directors, CROs and ALCO Members
Climate Action For Banks Part 1: Road to Net-Zero Emissions
The climate crisis is upon us and the role of the banking industry in tackling this challenge is key. The industry-led, UN-convened Net Zero Banking Alliance brings together 55 banks from 28 countries representing a quarter of global banking assets (over $37 trillion), which are commmited to aligning their lending and investment portfolios with net-zero emissions no later than 2050. In this session, attendees will learn the rationale for adjusting their business models in the short term and long term and the need to develop realistic strategies underpinned by robust, science-based targets and action plans. The window for collective action is small and all banks, global and local, need to support the transition to a net-zero economy.
Who Should Attend: CEO, COO, CFO, Chief Risk Officer, Chief Lending Officer, Chief Sustainability Officer, Chief Marketing Officer, VP Business Strategy and Planning, VP Business Continuity, VP Corporate Responsibility
Proven Ways to Boost Payment Rates and Reduce Charge-Offs
What if you could develop an end-to-end multichannel communications roadmap to improve the customer experience and reduce loan losses?
Some banks have experienced increases in payment delinquencies due to COVID-19 and expect it to worsen over the next few years. However, even for those organizations fortunate enough not to have been significantly impacted by the pandemic, there are proven ways to boost payment rates and reduce charge-offs.
Please join us to learn how to:
- Drive increased adoption rates for digital technologies, both current and future state
- Develop processes and a workflow that promotes agent accountability and increases contact success rates
- Demonstrate situational awareness and understanding by humanizing customer interactions
- Reengineer processes based on best practices and innovation
We’ll also share a case study of a regional bank that leveraged best practices to increase agent productivity by double digits and reduce monthly delinquencies by millions of dollars.
Who Should Attend: C-suite, VPs, Directors, Managers, Collections, Recoveries, Customer Experience/Care, Operations
Wholesales SBA 504 First Mortgage Program
This webinar is designed to give you tools to increase SBA 504 volume and lending capabilities for the bank. We will go over marketing techniques to use both offensively to win deals and defensively for lenders to maintain their banking relationships while still providing 504 financing to their clients. Tools include use of the SBA 504 1st mortgage wholesale market to help community banks beat stiff competition from both larger banks and 7(a) competition on a nationwide basis while earning fee income with no risk. Banks win by maintaining and gaining deposits, and earning premium. We will go over programs which enable lenders to increase their lending capacity, increase their credit box, and widen their choices of rates and terms offered to borrowers.
Who Should Attend: Business Bankers
Public Sector Financing Strategy- Investing in America
Investing in State and Local Government infrastructure, equipment, and facility projects will create jobs, grow assets, and enhance portfolio diversification at attractive yields. Explore how your bank can efficiently build a high credit quality public sector portfolio without the overhead. We will examine the opportunity, risk mitigants, and strategy involved in Investing in America.
Who Should Attend: Board Members, Presidents, CEOs, CFOs, CBOs, Bank Directors
Strategic Planning 2.0: What Works and What Doesn’t in the Post-Pandemic World
The community bank economic environment has changed in the wake of the pandemic, and legacy strategic planning processes are insufficient. In this webinar, Invictus Chairman Kamal Mustafa will explain why banks must develop a new process for strategic planning to optimize their growth opportunities, while also giving boards and management a realistic portrait of their long-term shareholder value. Amid low interest rates, an uneven industry recovery, a shaky CRE market and a consolidating industry, community banks need a new blueprint for strategic planning to survive and thrive in the post-pandemic world.
Who Should Attend: CEOs, CFOs, and Directors
Global Cash Flow and Global Debt Service Coverage
Global cash flow is critical to analyzing and underwriting commercial borrowers, especially smaller, privately held firms where the owners and the company are so closely bound together that their assets, liabilities, and income are comingled. The session will explain how to calculate the company’s free cash flow and the guarantors’ personal cash flows and how to compare it to their existing and proposed debts by means of global debt service coverage. A case study illustrates the total process.
Who Should Attend: Board Chairman, President, CEO, Bank Director, Credit Professionals, Lending Professionals, Loan Review Officers, Work-out Officers