Webinars
Webinars
Webinars, offered through Western Bankers Association, are an extensive suite of online webinar training that enable bankers to enjoy flexible and cost-effective education across all critical areas of banking. Webinar topics such as payments, retail banking, compliance, finance, lending, technology, HR, M&A, compensation, directors issues and more, are covered in a comprehensive, and easily accessible format.
Benefits of Webinars
Educational webinars address timely issues facing independent bank professionals. From the convenience of your desk, these 60-minute webinars provide you with a cost-effective way to stay abreast of industry information and trends affecting banks, as well as provide the bank with a low-cost option to effectively train and educate their directors.
2018 Webinar Library
Click here to access our 2018 webinar library. You may request playbacks by emailing Montana Townsend at mtownsend@westernbankers.com
Webinar Program Coordinator
Montana Townsend
(916) 438-4427
mtownsend@westernbankers.com
An Introduction to Fair Lending Marginal Effects for Financial Institutions
Some regulators have begun to incorporate a new risk measuring tool in their examinations called “marginal effects,” but it has been found that many fair lending and compliance officers are not only unaware that regulators use marginal effects, but are also unfamiliar with the methodology in general. In this webinar, learn how marginal effects differ from previous and more common risk measures, namely odds ratios and what some of the advantages are to using marginal effects instead of odds ratios.
Who Should Attend: Chief Compliance Officer, Fair Lending Officer, Compliance Analyst, Auditor
Construction Lending Fundamentals
In order to avoid missing opportunities, commercial lenders should understand and be prepared to discuss construction loans. This webinar will cover what every commercial lender should know about construction lending. Discussion will include the differences in project analysis when it comes to land use, construction budgets, disbursements, and controls.
Who should attend: Commercial Loan Officer, Credit Coordinator, Junior Loan Officer, Business Development Officer, Consumer Loan Officer
2019 Updates to California’s Homeowner Bill of Rights Statutes: Are You in Compliance?
California’s Homeowner Bill of Rights statutes, with original versions enacted in 2013, were modified effective 2018 and 2019 and set forth pre-foreclosure and foreclosure servicing requirements for loan servicers. In this webinar, learn how these statutory provisions have changed and how the changes impact an organization as servicer and/or owner of residential mortgage loans. These California statutes include private rights of action for violations and are in many cases more borrower-friendly than applicable federal loan servicing statutes; therefore, they must be addressed in conjunction with the CFPB Rules to ensure compliance at the state and federal level.
Who Should Attend: Chief Credit Officer, Mortgage Loan Officer, Chief Compliance Officer, Auditor
Ten Strategies for Maintaining Independence in a Consolidating Environment
This fast-paced session will present the tools every bank needs to plan and prepare for independence in the future, including 10 fundamental strategies for remaining an independent community bank in a consolidating environment. In this webinar, learn about the necessity of being proactive, setting forth a strategy of independence, focusing on core profitability, ensuring optimal organizational structure, appropriately dealing with management and board succession, and other important issues.
Who Should Attend: President, Chief Executive Officer, Chief Operating Officer, Chief Financial Officer, Director
Auditing the Cybersecurity Function
With the increased risk of cyber-attacks, regulators have enhanced their guidance on cybersecurity; yet, the guidance still lacks clarity on the specific controls that must be implemented and what compensating controls are considered appropriate. In this webinar, understand what cybersecurity controls banks are expected to have based on recent regulatory exam findings and internal audits as well as enhancements required to properly mitigate both cybersecurity and regulatory risk. In addition, attendees will explore various testing methodologies designed to ensure cybersecurity controls are effective in combatting the risk of cyber-attacks.
Who Should Attend: Chief Information Officer, Chief Technology Officer, Chief Information Security Officer, Chief Compliance Officer, Chief Risk Officer, Auditor
Practical Guide to Application Analytics
Bringing in quality loan applications isn’t always easy, but analyzing them for traits to help increase approvals can be. This webinar takes a look under the hood of loan origination systems, reviewing several practical ways to put loan application data to use to make better underwriting decisions. Tune in to review time-to-decision analysis, trending analysis, key ratio analysis, disposition reporting, and “what if” scenarios.
Who Should Attend: Commercial Loan Officer, Consumer Loan Officer, Junior Loan Officer, Loan Review Officer, Credit Analyst
Enterprise Risk Management Doesn’t Have to be Complicated . . . or Expensive!
Almost every time a trade publication is read, there’s always reference to the increased burden and cost of regulatory compliance. How does a community bank effectively deal with this volume of laws and the cost associated with compliance? The answer is clear: there’s no choice but to employ techniques to standardize and simplify compliance processes to minimize the impact on staff. In this webinar, compliance experts will outline a breakthrough new process to accomplish certain goals and more while saving banks time and money.
Who Should Attend: Chief Compliance Officer, Compliance Manager, Chief Risk Officer, Risk Manager
Unconventional Wisdom to Grow Core Deposits
Retail banking is still a great business if there isn’t an allowance of flawed analysis to lead to bad decisions. When banks begin executing an omni-channel approach to marketing – big data, digital solutions, geographic relevancy – and align people, products, policies and procedures – positive results follow. In this fast-paced session, learn how to double overall new customer acquisition and why that can result in a significant improvement in ROA and ROE over time.
Who Should Attend: Chief Executive Officer, Chief Operating Officer, Director of Marketing, Marketing Strategist
How to Analyze Profitability Like a Pro
Want to become a more profitable institution? This webinar explores new techniques to analyze profitability, including the effect of probability of default and prepay in estimating cash flows. Cash flows are an integral part of CECL for many institutions, and this presentation will illustrate a valuable way to leverage CECL efforts beyond reserve calculations.
Who Should Attend: Chief Credit Officer, Chief Financial Officer, Senior Loan Officer, Loan Officer, VP Accounting, Controller
Navigating Wholesale Funding Options
Three years into a tightening monetary policy, and the question now is: will the Fed continue to raise rates in 2019 or pause based on recent domestic and global uncertainty, and what effect will that having on funding opportunities? In this webinar, bankers will learn how to understand the complexities of wholesale funding in order to achieve their desired goals. With economic optimism and an active Fed policy creating increased pressure on liquidity, it will be important for banks to look to alternative sources of funding and how they behave throughout different economic cycles.
Who Should Attend: Chief Executive Officer, Chief Operations Officer, Chief Financial Officer, VP of Finance, Controller