Webinars
WiBinars
WiBinars, offered through Western Independent Bankers (WIB), a division of the Western Bankers Association, provides an extensive suite of online webinar training that enables bankers to enjoy flexible and cost-effective education across all critical areas of banking. WiBinar topics such as payments, retail banking, compliance, finance, lending, technology, HR, M&A, compensation, directors issues and more, are covered in a comprehensive, cost-effective and easily accessible format.
Benefits of WiBinars
Educational webinars address timely issues facing independent bank professionals. From the convenience of your desk, these 60-minute webinars provide you with a cost-effective way to stay abreast of industry information and trends affecting banks, as well as provide the bank with a low-cost option to effectively train and educate their directors.
For questions regarding webinars, please contact Montana Townsend at (916) 438-4427 or mtownsend@westernbankers.com.
Blockchain Industry and the Banking Industry
Over the past several years, distributed ledger technology also known as blockchain – has become a significant presence in the financial industry due to its potential to mitigate a number of issues such as reducing operational costs and shortening settlement time.
Keys to an Effective Information Governance Program
How strong are your institution’s Information Governance programs and practices? How can you better protect your institution’s records and ensure that they are available when needed and destroyed when appropriate?
Electronic Payments Best Practices
Both emerging technology and legacy electronic payment systems are subject to the overlapping requirements of both the NACHA Operating Rules & Guidelines and the Electronic Fund Transfer Act. In this webinar, get an overview of the players and mechanics of the ACH payment rails and applicable rules and laws; then, examine best practices for compliance with these rules.
Legal Developments in Payments and Fintech
Learn what recent regulatory and other legal developments mean for the payments industry. In this webinar, understand how new federal regulators are changing the dialogue around payments, explore developments in the payment card business, and see how fintech players are changing the way banks think about payments. Develop an understanding of why these changes are important.
Bank Compensation Trends
Get ready to discuss executive compensation trends and regulatory issues with employees and board of directors. In this webinar, learn the latest on these trends, director pay, and regulatory issues. Get an inside look into what banks need to be thinking about in 2019 to remain competitive and to attract and retain key talent.
Tax Update for Financial Institutions
Stay-up-to date on compensation trends and federal and state tax changes that will impact an institution’s planning for year-end and the upcoming year. Explore tax reform changes impacting the deductibility of employment benefits and other expenses. Learn federal and state compliance and planning topics to gain a better understanding for successful execution.
Business Law and Lender Liability Basics
Efficient business practices mandate an appreciation for the basics framework of business law, and an overview of the concept of lender liability. This webinar covers how the legal system can help/harm the banker – including how to avoid a lawsuit due to lender liability through maintaining both ethical behavior and effective negotiations. A review of the stages of litigation, alternatives to litigation including arbitration and mediation, and the borrower’s business structure (from a legal perspective), will be displayed. The webinar will also cover the nature and characteristics of contracts (the promissory note), problem loan situations, and collection efforts.
Retirement Rollovers
Explore key concepts and avoid common mistakes pertaining to retirement rollovers. This WiBinar explains the portability rules between IRAs and employer-sponsored retirement plans. Attendees will learn how to capture, facilitate, and report rollovers between retirement plans and IRAs.
Cybersecurity Readiness: What Every Bank Needs to Know
For most banks today, it’s a matter of when – not if – a data breach will occur. In the arms race against cybercriminals, these attacks have only increased in frequency and sophistication. In this webinar, learn some of the top threats banks face, the most common mistakes companies make in the face of those threats, and the legal minefield that awaits after an incident occurs. Join the conversation focused on this important topic which is top-of-mind for executives, security professionals, and consumers alike.
Let’s Talk Trends: What’s Going On in Community Banking in 2018 That You Should Know
With all of the trends going on in the industry, it’s very difficult for bank leadership to stay abreast of the various areas capable of impacting a bank. In this session, explore widely-discussed topics in community banking, and identify interesting issues coming down the pipeline. Learn what’s to come in the areas of compliance, talent retention, and much more. Take advantage of this thought-provoking webinar by learning how to prepare for anticipated changes.
Managing Risk with Third-Party Vendors
Third-party service providers are essential in running an efficient and cost-effective financial organization in today’s competitive environment. However, with the engagement of third-party services, comes increased risk of customer service and compliance issues, reputational damage, and financial loss. This WiBinar focuses on effective ways to identify risk, implement risk mitigation processes, and take proactive action to eliminate third-party services when risk levels can no longer be mitigated.
Overdraft Programs – Compliance Best Practices
Maintaining a compliant overdraft program is challenging given the multiple regulations that apply and the lack of specific guidance by regulators. Overdraft programs continue to be an area of regulatory scrutiny, so a strong program is critical to avoid criticism. Attendees of this webinar will learn the regulatory requirements relating to overdraft programs as well as regulatory guidance and best practices.
IRA Beneficiary Distributions — Part 1
With more baby boomers entering retirement, are financial organizations ready to handle complex beneficiary issues? Many IRA administrators find it difficult to understand the options that are available to IRA beneficiaries. This session is part one of a two-part comprehensive course that covers in-depth aspects of traditional and Roth IRA beneficiary options.
Customer Due Diligence for Beneficial Owners
Explore the topic of customer due diligence requirements for financial institutions as they apply to beneficial owners. In addition to the customer due diligence requirement, this webinar also addresses the FAQs issued by FinCEN related to compliance. As the added fifth requirement for an institution’s AML program, knowledge of these rules will be essential to the successful implementation and maintenance of an AML/BSA program and understanding the impacts to an organization.
The Regulatory Arena & the Latest from the FDIC, the Fed, & the CFPB
Regulatory change and uncertainty present a challenge for banking institutions, particularly due to increasing regulatory complexity. As banks move forward with strategic objectives, compliance should remain a top priority. Being ahead of the curve can create benefits that extend beyond just compliance, and could help improve overall business and risk management performance. Get started on the right track with this WiBinar!
IRA Beneficiary Distributions — Part 2
Organizations that frequently deal with beneficiary death claims may wonder how to resolve some of their more complex beneficiary issues. This session is part two of a two-part comprehensive course that covers in-depth aspects of traditional and Roth IRA beneficiary options. Attendees will delve into the advanced aspects of traditional and Roth IRA beneficiary options, including beneficiary disclaimers, reporting issues, and compliance concerns.
HMDA Data Integrity – Leveraging Technology to Ensure Your HMDA Data Is Accurate
Ensuring the accuracy of the Home Mortgage Disclosure Act (HMDA) data has always been a challenge. Regulators expect HMDA data to be accurate by using a system of policies, procedures, training, and ongoing monitoring to confirm its accuracy. Leveraging technology to perform ongoing periodic reviews of HMDA data can help manage that risk and help ensure the accuracy of HMDA data.
Recognizing Toxic Culture & Creating Change
Throughout the financial services industry, there is growing awareness that culture is critical to the customer experience and organizational achievement; yet bankers don’t have to look far to see examples of how a toxic culture can diminish productivity, disturb customers, and derail success. At a time when staff roles are evolving, senior talent is leaving, and workforce requirements are changing, a vibrant culture doesn’t happen without effort.
CRE Multifamily Lending
Multifamily lending is in high demand today. This webinar will expose participants to all aspects of multifamily lending. Important issues will be covered in relation to physical property, how property values are derived, and what influences values. Additionally, a discussion will cover how multifamily loans are underwritten and how to monitor a CRE loan over its life.