Webinars
Webinars
Webinars, offered through Western Bankers Association, are an extensive suite of online webinar training that enable bankers to enjoy flexible and cost-effective education across all critical areas of banking. Webinar topics such as payments, retail banking, compliance, finance, lending, technology, HR, M&A, compensation, directors issues and more, are covered in a comprehensive, and easily accessible format.
Benefits of Webinars
Educational webinars address timely issues facing independent bank professionals. From the convenience of your desk, these 60-minute webinars provide you with a cost-effective way to stay abreast of industry information and trends affecting banks, as well as provide the bank with a low-cost option to effectively train and educate their directors.
Professional Development Specialist
Montana Townsend
(916) 438-4427
mtownsend@westernbankers.com
Credit Administration Toolbox – Tools and Techniques for Keeping Your Credit Administration Tuned and Ready to Go
The market and the regulatory community pay close attention to a financial organization’s credit culture because a strong credit culture is critical to the success of credit risk management and administration. This webinar offers some tools and techniques to help credit administrators support their organizations’ credit risk goals and objectives. These tools and techniques offer an expedient way to test the quality of credit risk management and also serve as techniques for remediating and improving credit culture and credit risk management.
Who Should Attend: Credit Professionals, Risk Managers, Enterprise Risk Managers, Chief Credit Officers, Relationship Managers and Lending Officers, Senior Lending Officer, Bank Director, Chief Executive Officer and Bank President, Board of Directors and BOD Chairman
Learn How PowerBI is Changing the Reporting Landscape in Banking. The Tool You Probably Already Own and Don’t Even Know It!
PowerBI is quickly becoming the banking industry’s top data analytics tool, delivering business intelligence results at lighting speeds. In this webinar, Reliable IT’s PowerBI experts explain how this application is disrupting the banking industry by providing cutting edge, user-friendly, data analysis in a fraction of the time. Data is everything to banks, whether it be forecasts, securities, margins—PowerBI delivers that data meaningfully and in real-time so banks can make important decisions today and not next month.
Who Should Attend: Chief Information Officers, IT Professionals, Operations Specialists
Developing a Leadership vs. “Managership” Approach
This seminar will provide the banker with a thorough understanding of the discipline of leadership versus “managership.” The seminar will highlight the importance of sound leadership within the banking organization. A strong emphasis will be placed on the difference between a leader and a manager. Various “leadership techniques” will be displayed including how to deal with diversity in the workforce created by gender, generations, and ethnicity. Additionally, the trait, skills, and style approach of leadership will be reviewed along with psychodynamic leadership theory, strategic leadership concepts, and leadership in ethics principles. The leadership principles in the seminar will be illustrated through case studies.
Who Should Attend: C-Suite Executives, Branch Managers, Retail Managers
Credit Stress Testing During a Pandemic
Every sector of the United States economy is feeling the impact of the novel coronavirus. From corporate America to the service industry, the wealthy, middle class, and lower income – the everyday life of everyday Americans has been disrupted, leading bankers to justifiably question the future health of their loan portfolios. Can they withstand a potentially prolonged period of financial stress? While there are no credit vaccines to prevent a recession/credit downturn cycle, there are ways that risk managers can measure the vulnerability of their institution and check the temperature of their capital. Stress testing, especially credit stress testing, has been used by financial institutions to determine the financial health of their books. In this webinar, we will discuss the relationship between credit losses and macro-economic variables over the past several decades (which includes several credit events like the Great Recession) – and how this relationship should be applied to the current pandemic that our economy faces. We will discuss the impact to capital levels, in various stress scenarios (from the Fed’s Adverse to DCG’s pandemic scenario) and implementing loss curves into the capital plan.
Who Should Attend: Chief Credit Officers, Risk Officers, CFOs, Other Finance, Risk, Credit Professionals
How US Banks Are Managing Through the COVID-19 Pandemic
The economic disruption caused by the Coronavirus has put U.S. bank balance sheets under the microscope. Unprecedented government stimulus, actions by the Federal Reserve and forbearance provided by banks have softened the economic blow thus far but will not prevent all stress. S&P Global Market Intelligence Principal Analyst Nathan Stovall will discuss the impact of government stimulus, including the Paycheck Protection Program, on the banking industry as it faces higher credit costs and what institutions are doing to mitigate the fallout. The presentation will also cover how the pandemic has increased digital adoption and encouraged some banks to rethink their branching strategies.
Who Should Attend: All C-Suite Executives, Digital Professionals, Strategy Professionals
Credit Risk Management – Tools & Techniques
As the business cycle peaks with growing concern from the market and the regulatory agencies, credit risk management becomes all the more critical to the success of the organization in a period of heavy competition and loosening underwriting standards. This session will explain the interdependence of successful credit risk management and credit culture and how to keep the two calibrated and connected.
Who Should Attend: Credit Professionals, Risk Professionals, Chief Credit Officers, Relationship Managers and Lending Officers, Senior Lending Officer, Bank Director, Chief Executive Officer and Bank President, Board of Directors and BOD Chairman
Effective September 1, 2020, How Does California’s AB 3088 Impact Your Loan Servicing?
On September 1, 2020, California passed AB 3088, which significantly impacts the servicing of residential loans in California. AB 3088 expands California’s Homeowner Bill of Rights (HOBR) to loans secured by certain multi-family properties. In addition, it creates an entirely new set of rules for responding to a borrower’s forbearance request on certain residential property. If you service even one residential loan in California, you must we aware of these new laws.
Who Should Attend: Chief Credit Officer, Commercial Loan Officer, Consumer Loan Officer, Junior Loan Officer, Business Development Officer, Compliance Professionals
Avoiding Pitfalls Associated with Collecting Rents, Seeking a Deficiency Judgment and the One-Action Rule
With loan default inevitably on the rise, lenders need to understand the risks and rewards associated with collecting rents, judicially foreclosing and avoiding costly violations of California’s One-Action Rule. In this webinar, attendees will explore each of these available remedies that will provide the tools necessary to decide which route to take while being walked through the process. Participants will leave the session with a firm understanding of their options when a loan goes into default.
Who Should Attend: Chief Credit Officer, Commercial Loan Officer, Consumer Loan Officer, Junior Loan Officer, Business Development Officer
Right-Sized Marketing Strategies That Match Your Data Analytics and Budget
Gaining a firm handle on data will give cause to adding and targeting the right media to the right market based at the right budget. Whether managing through a lot of data or a little data, obtain key tips to help master strategies that take you forward. For example, direct mail is one of the most effective marketing mechanisms. However, due to price, it should be shared with only your best prospects. Finding the right affordable marketing mix and taking action on your data is key to driving consistent results.
Who Should Attend: Chief Marketing Officers, Marketing Specialists, Communications Professionals
Managing the Transition from LIBOR to SOFR
LIBOR is scheduled to sunset at the end of 2021. This change will impact nearly every bank in the U.S. as many loans and securities, as well as derivative contracts, are indexed to LIBOR. This session will introduce the alternative index proposed as the replacement rate, the Secured Overnight Financing Rate (SOFR). In addition, we will discuss the potential benefits and considerations of using SOFR. We will then cover what financial institutions have been doing with loan and derivative contracts to prepare for the market change. Finally, we will present what developments Chatham is seeing in the market.
Who Should Attend: CEO, CFO, Treasury, Lending, Credit, Legal, Compliance