Webinars
Webinars
Webinars, offered through Western Bankers Association, are an extensive suite of online webinar training that enable bankers to enjoy flexible and cost-effective education across all critical areas of banking. Webinar topics such as payments, retail banking, compliance, finance, lending, technology, HR, M&A, compensation, directors issues and more, are covered in a comprehensive, and easily accessible format.
Benefits of Webinars
Educational webinars address timely issues facing independent bank professionals. From the convenience of your desk, these 60-minute webinars provide you with a cost-effective way to stay abreast of industry information and trends affecting banks, as well as provide the bank with a low-cost option to effectively train and educate their directors.
Professional Development Specialist
Montana Townsend
(916) 438-4427
mtownsend@westernbankers.com
Fundamentals of Credit Policy: Writing, Implementing, and Maintaining Them
Right or wrong, credit policy is the organization’s rule book for its credit risk management strategy, and it also reflects the organization’s credit culture. Both the market and the regulatory agencies expect the credit policy to be accurate, current, and succinct so that both line and credit have unambiguous and clear direction on how to identify, evaluate, underwrite, approve, book and monitor creditworthy clients.
A well-crafted credit policy:
• Focuses the organization—everyone on the same page
• Reduces organizational conflict and confusion—priorities
• Minimizes need for rigid controls
• Supports commitment to the organizational vision and mission
Who Should Attend: All Credit and Lending Professionals, All Risk Professionals, Bank Director
Media Toolkit: Being Well-Versed in Media, When Your Bank’s Leaders are Media Averse
Today’s media landscape is constantly changing, yet it remains a major source of information (and opinion) for your customers and employees. With credible news sources becoming harder to find, bank leaders are becoming more apprehensive to engage with media, fearing they will “get it wrong.” However, the media remains an important tool to tell your bank’s story, increase awareness and enhance reputation. In this webinar, Casey Boggs of ReputationUs will offer a media toolkit for how/if/when to engage with members of the press, while providing timely updates about today’s media opportunities for banks.
Who Should Attend: Bank Executive Team, including CEO, COO, CMO, Chief Innovation Officer, CFO and HR Director
The Updated Economic and Business Case for DEI in Banking
If the financial services industry is to truly earn the unabridged trust and respect of all segments of our society, banks must be as diverse as the communities in which they operate and serve. In this session, participants will learn why Diversity, Equity and Inclusion (DEI) initiatives are paramount to their institution’s long-term success and viability. An extensive body of research suggests that the brands that excel at DEI are higher performing companies measured by business, financial and talent outcomes.
Who Should Attend: Senior Leaders, Hiring Managers, Human Resource Executives, DEI Leaders, Organizational Development and Culture Leaders
Basic Personal & Business Tax Return Analysis
Attend this proactive webinar and gain an understanding of the often complex and confusing topic of TAXES! Bank personnel are required to obtain and properly interpret tax returns for both commercial and consumer lending purposes. The first part of this webinar will concentrate on personal tax return analysis while the second part will focus on the analysis of various business tax returns.
Who Should Attend: Commercial Lenders, Credit Analysts, Consumer Lenders, Mortgage Lenders, Loan Documentation Specialists, Branch Managers, Assistant Branch Managers, Private Bankers, and Business Development Officers
Addressing Racial Equity in Banking Products and Services
Banks can be part of the solution to racial economic inequality in the U.S. In this session, we will explore the history of race and the banking system, its implications for our products and services today, its connection to fair lending laws, and how we can approach intentionally designing racially equitable products and services. As our society more openly reckons with racism in our country, we as bankers have the opportunity to honestly and thoroughly examine where banking fits in and how we can design solutions to create equitable financial opportunity and the racially equitable world we all wish to see.
Who Should Attend: Executive Leadership, Frontline Workers, Community Relations Professionals, Advocacy / Policy Professionals
Fintech Disruption of the Core IT Obstruction
Fintech will disrupt every aspect of banking IT in the next 5 years, but nobody is giving banks a plan on how to find, assess, procure and implement friendly fintech alternatives. Even worse, few are talking about the market obstruction being executed by the major Core IT suppliers and how this could blow up an institutions’ efforts in executing an innovation and digital transformation plan.
In this webinar, Aaron Silva of Paladin fs will reveal the shocking truth about the business and economic defects hidden deep inside supplier agreements preventing fintech adoption. You will leave with an implementable strategy for gaining the upper hand in their next contract renewal negotiation.
Who Should Attend: C-Suite Executives
Impacts of SGMA On California Lending
California’s Sustainable Groundwater Management Act (SGMA) is creating uncertainty in agriculture especially for lenders and investors. Increased regulation on groundwater means that the financial health of farming operations can be threatened, and the loans acquired to keep that farm growing may be at risk of default.
In this webinar, the water experts at AQUAOSO explain the impacts SGMA has for California lenders, especially with a focus on risk in agriculture. AQUAOSO believes that “Water risk is business risk,” especially when it relates to California.
Who Should Attend: Chief Risk Officer, Chief Credit Officer, Relationship Manager, VP of Ag. Lending, Loan Officer, Appraisers, Underwriting Officer, Fund Managers, Investor Farm Manager, Researcher
Effective Credit Administration: Tools and Techniques
Credit administration (CA) connects the organization’s credit strategy, credit approval, credit extension, and credit management tasks into a coherent credit risk management function. Whether in the backroom or the front room, CA is necessary to provide a smooth transition from a prospective client to a creditworthy borrower. Analysis and approval is only part of the story; once the loan is made, the borrower’s performance must be monitored in order to ensure repayment on time, in full, and as agreed.
This session is intended to provide guidance on how to develop and maintain a Credit Administration (CA) function that will provide guidance to anyone involved in the credit function of the bank. The session also highlights the safeguards to manage the bank’s loan portfolio in a safe and sound manner. CA supports credit risk management by watching over credit policy, credit analysis and underwriting, credit approval, credit extension, loan administration and portfolio management. It also includes ensuring that credit policy exceptions and loan documentation exceptions are mitigated, that credit files and loan documentation are secure.
Who Should Attend: Credit Policy Officer, Credit Department Manager, Credit Administration Manager, Chief Credit Officer, Loan Review Officers
Why It’s Time To Revisit ESG and CSR In Banking
Business leaders are revisiting their corporate social responsibility practices in response to a number of monumental challenges facing society including a public health crisis, an economic crisis and a racial equity crisis. In this session, participants will explore how external events and trends specific to the financial services sector have forced banks to re-examine why they will need to elevate environmental, social and governance concerns into strategic planning efforts. Internal and external stakeholders continue to pressure banks to leverage the power of banking for positive social and environmental impact and a robust ESG/CSR plan will allow financial institutions to stay competitive in a rapidly changing business environment.
Who Should Attend: Bank Board Directors, C-Suite Leaders, Chief Marketing Officer, CRA Officer, Chief Community Affairs Officer, Chief Sustainability Officer, VP Business Strategy and Planning, VP Business Development, VP Corporate Responsibility
Financial Analysis with Ratios
Ratio analysis helps lenders and analysts to determine a borrower’s operating performance (profitability and productivity) and financial condition (liquidity, leverage, solvency) by rendering the financial statements into ratios. This webinar focuses on well-known and reliable ratios to assist in identifying trends analytical strengths and weaknesses of borrowers.
This session will explain how to employ ratios to measure and evaluate a borrower’s performance and financial condition. A borrower’s financial profile changes over its life cycle as it moves from new entity to mature firm, and this change over time will be explained and illustrated so that participants will see the link between positive cash flows and good operating performance and financial condition.
Who Should Attend: Beginning Professionals in Banking, Credit and Financial Services Industry followed by Mid Management and Upper Management