Webinars
WiBinars
WiBinars, offered through Western Independent Bankers (WIB), a division of the Western Bankers Association, provides an extensive suite of online webinar training that enables bankers to enjoy flexible and cost-effective education across all critical areas of banking. WiBinar topics such as payments, retail banking, compliance, finance, lending, technology, HR, M&A, compensation, directors issues and more, are covered in a comprehensive, cost-effective and easily accessible format.
Benefits of WiBinars
Educational webinars address timely issues facing independent bank professionals. From the convenience of your desk, these 60-minute webinars provide you with a cost-effective way to stay abreast of industry information and trends affecting banks, as well as provide the bank with a low-cost option to effectively train and educate their directors.
For questions regarding webinars, please contact Glenn Younger at (916) 438-4433 or gyounger@westernbankers.com.
How to Lead up in a Top-Down Industry
Leading up can be one of the greatest challenges young leaders face, but it offers enormous opportunity to add value to the bank and enhance one’s career. In this WiBinar, learn how to lead up in an industry that has historically deployed a top-down approach to management.
Transfers & Rollovers
Retirement plan portability can be confusing, not only for IRA owners and plan participants, but for financial organization personnel. The differences between rollovers and transfers and direct and indirect rollovers are just a few of the topics that will be discussed during this session. This WiBinar also touches on designated Roth account assets.
The How & Why of Valuing Non-Maturity Deposits
Given how the last decade’s interest rate environment has disguised potential rate exposure, it is critical that banks maintain a strong and effective ALM framework and IRR management program. Robust analysis and measurement of IRR underscore these programs and require accurate data, reliable assumptions, and a dynamic process that involves constant testing and model enhancement.
Rising Rates and Institutional Deposit Volatility
With continued economic optimism and an active Fed policy, bankers are in the midst of an environment not seen for a decade. Two years into a tightening monetary policy, there is a transparent agenda of planned Fed increases occurring at an accelerated pace. As the intervals of Fed movements begin to increase, the greater the pressure on institutional depositors to seek higher-yielding short-term investment options.
Appraisal Management Basics for Bankers
Regulations, including those for appraisals, are always evolving. In this WiBinar, learn about basic appraisal management requirements, when an appraisal is required, and regulatory expectations.
Identifying, Retaining, & Engaging Your Bank’s Best Customers
Not all customers are created equal! An effective and efficient business strategy focuses on a bank’s best customers, the ones who yield the highest long-term profits. In this session, review why this is a winning strategy and uncover the process of identifying those best customers. Attendees will learn how to effectively retain and engage their best customers with predictive analytics, and become better equipped to focus on the right customers with the right message at the right time.
How to Deal: New Beneficial Ownership Rule
With the new beneficial ownership rule, being on top of the changes to the rule can become burdensome and confusing, and bankers need an efficient way to deal with these continuously changing regulations.
Identity Theft Red Flags
Astonishingly, 16.7 million US consumers were victims of identity theft as of 2017, a rise of 8% from the previous year. In this WiBinar, discover how to identify red flags using an ID theft/red flags program and risk assessment.
Development and Project Management
Project management is an often overlooked IT area, but it is one of the audit scope areas that often have the most expectations. In addition, smaller organizations often misclassify operational tasks as projects, which can result in resource misallocation. This WiBinar will explain the difference between projects and operations, as well as key controls regulators expect for project management and development, common findings, and best practice suggestions.
How to Maintain a Competitive Edge: The Importance of Integrating Stress Testing, Strategic Planning, CECL and M&A
With the many challenges facing community banks today, the time to get ready for the current expected credit loss model (CECL) is now. The driving issues – loans and deposits – warrant an analytical approach that is not only capable of recognizing, but also capitalizing on a rapidly changing banking environment.
Best Practices for Board & Management ALCO
A lender’s asset liability committee is a critical component within the institution’s risk management structure. In this WiBinar, take a deeper dive into the current challenges of effective ALCO management and learn new ways to restructure meetings to make sure the balance sheet is positioned for the coming financial landscape.
IRA Reporting
IRA reporting requirements constantly change, which is why financial organizations must stay up-to-date on the latest reporting issues. This WiBinar provides a current, in-depth review of IRA reporting requirements including required minimum distribution statements, fair market value statements, account statements, and Forms 1099-R and 5498.
Pipeline Builder Series: Using LinkedIn to Grow the Pipeline
LinkedIn is an incredibly powerful business development tool. However, most commercial lenders and relationship managers seldom leverage the capability of this social platform to develop quality new C&I business simply because they have no real plan or strategy.
Driving Engagement in Business Units
Employee engagement drives performance, employee safety, customer service, and retention. However, engagement statistics suggest less than one-third of employees are engaged at work; this suggests organizations and groups can become more effective by developing a culture that motivates employees to work towards organizational success.
Analyzing Funding Options
As bank loan growth continues to outpace growth in deposits, management teams are sharpening focus on sources of funding. In this WiBinar, analyze various funding options and highlight how to identify the most appropriate sources based on the bank’s balance sheet and goals.
The Military Lending Act
The Department of Defense (DOD) updated rules associated with the Military Lending Act (MLA) on July 22, 2015, with crucial compliance deadlines effective October 3, 2016 and October 3, 2017. Both the MLA and SCRA extend relief to active duty military members and their families.
The Basics of Commercial Lending
This WiBinar will introduce participants to the entire process involved in commercial lending. The presentation will cover topics such as investigating a new borrower, the basics of credit analysis, managing a loan after approval, basic documents, and identifying why borrowers need money, and how to structure loans to match their needs.
Faster & Easier Banking
Today’s bank leadership teams understand the need to improve the expediency of both the customer experience and internal workflows, but it can be difficult to know where to start, especially when it comes to enhancing workflows and shifting from physical to digital banking.
How to Develop a Strong Credit Culture
Credit culture plays a vital role in successful credit risk management. In this WiBinar, the critical elements of credit culture will be identified, including key credit discipline tools and the four types of credit cultures. Attendees will learn to evaluate these essentials in terms of their impact on credit risk management and moving towards a stronger credit culture.
Fair Lending for Commercial Lenders
For commercial lending, the institution’s viewpoint on fair lending needs to align with how the commercial environment operates, which is not the same as that of retail lending. In this WiBinar, lenders will learn the steps to take to understand and mitigate risk.
IRA Excess Contributions & Recharacterizations
Being able to handle recharacterizations and excess contributions with confidence is fundamental to the management of retirement accounts. In this WiBinar, access valuable information regarding recharacterizations and excess contributions, including deadlines, calculating net income attributable (NIA), and reporting. Attendees will learn how to document the removal of an excess contribution correctly and how to complete a recharacterization.
Managing Consumer Complaints
For commercial lending, the institution’s viewpoint on fair lending needs to align with how the commercial environment operates, which is not the same as that of retail lending. In this WiBinar, lenders will learn the steps to take to understand and mitigate risk.
Keys to an Effective Information Governance Program
How strong are your institution’s Information Governance programs and practices? How can you better protect your institution’s records and ensure that they are available when needed and destroyed when appropriate?
Retirement Rollovers
Explore key concepts and avoid common mistakes pertaining to retirement rollovers. This WiBinar explains the portability rules between IRAs and employer-sponsored retirement plans. Attendees will learn how to capture, facilitate, and report rollovers between retirement plans and IRAs.
Recognizing Toxic Culture & Creating Change
Throughout the financial services industry, there is growing awareness that culture is critical to the customer experience and organizational achievement; yet bankers don’t have to look far to see examples of how a toxic culture can diminish productivity, disturb customers, and derail success. At a time when staff roles are evolving, senior talent is leaving, and workforce requirements are changing, a vibrant culture doesn’t happen without effort.