Michelle Martinich
EVP, Chief Financial and Administration Officer, American Riviera Bank


In her 18-year career, Mrs. Martinich has gained extensive knowledge and experience in performing complex financial modeling such as asset liability management, funds transfer pricing, and profitability and risk management. Mrs. Martinich was a member of the organizing management team for American Riviera Bank and has served as the CFO since the Bank’s inception in 2006. As of June 1, 2018, Mrs. Martinich serves as the Chief Financial and Administrative Officer.

As Vice President, Planning & Analysis with Pacific Capital Bancorp (Santa Barbara Bank & Trust), Mrs. Martinich had full responsibility for corporate planning, budgeting, forecasting and analysis, including consideration of merger and acquisition activity, as well as complex modeling, such as profitability, funds transfer price and asset liability model preparation.

She also held the position of Experienced Audit Senior for Arthur Andersen, where she worked primarily in the financial services industry. Her clients included Pacific Capital Bancorp (Santa Barbara Bank & Trust) and Sanwa Bank of California.

Mrs. Martinich is a Certified Public Accountant and graduated with honors from UC Santa Barbara with a BA in Business Economics. She is a multi-year recipient of the “Who’s Who in Banking and Finance” as well as “40 Under 40” designation from the Pacific Coast Business Times.  Mrs. Martinich is also active in the community; providing service as a Girl Scout leader and serving on the Board of Visiting Nurse and Hospice Care of Santa Barbara.