Karen Cullen
Director, Regulatory Compliance and Fair Responsible Lending, CrossCheck Compliance LLC


Karen is a regulatory compliance and fair lending leader with over twenty-five years in financial services including banking, mortgage banking, and electronic payment services. She has expertise in compliance program implementation, quality control program management, fair and responsible banking program management, risk management, process development and improvement, training, and team member development. Previously, Karen was the director of compliance risk strategy for Discover Financial, an $85 billion direct banking and electronic payment services company, where she managed a team of compliance and risk professionals that administered the enterprise-wide fair lending and responsible banking compliance risk program. Before Discover, she was the deputy chief compliance officer for Associated Bank, a $30 billion regional bank. She also held compliance roles with M&I Marshall and Ilsley Bank (now BMO Harris Bank) and Fleet Financial Group.