Judy Plock
Senior Risk Specialist
Federal Reserve Bank of San Francisco (FRBSF)


Judy Plock is a Senior Risk Specialist in the Reserve Bank’s Risk Management Unit. Judy has over 28 years of experience in banking supervision, including more than 11 years with the SF Fed and 17 years with the FDIC. In her current role, she co-authors SF Fed’s First Glance 12L and performs ad hoc and recurring financial analyses on community and regional banks and holding companies. While with the FDIC, she spent 8 years performing macro analyses of emerging risks and 9 years examining community and regional institutions. She was also an instructor for the FDIC’s Loan Analysis School. Judy is a graduate of the University of California, Berkeley, a commissioned examiner, and a CFA charter holder.

Banking Risks Persist in an Uncertain Economic Environment