Janet Bonnefin
Aldrich & Bonnefin, PLC


Janet Bonnefin is a principal of Aldrich & Bonnefin, PLC and has been with the firm since its inception in 1985. Ms. Bonnefin specializes in mortgage and consumer lending and regulation, compliance management, fair lending and CRA.

Ms. Bonnefin manages Bankers’ Compliance Group®, an innovative group legal service the firm provides to over 90 California banks, thrifts and credit unions, and serves as the editor of all BCG publications. In 2021, BCG is proudly celebrating its 40th anniversary!

Ms. Bonnefin advises clients on a variety of regulatory compliance matters, including the development of documentation and disclosures for consumer loan programs such as mortgage loans, home equity loans and home equity lines of credit, adjustable-rate mortgages, credit cards and overdraft lines of credit. In addition, she advises clients in connection with compliance, fair lending and CRA examinations.

Ms. Bonnefin attended California State University at Long Beach, graduating in 1979 with a B.A. in political science, and in 1982 she obtained her juris doctor degree from Loyola Law School, Los Angeles.

Prior to joining Aldrich & Bonnefin Ms. Bonnefin was a staff attorney (1982-1984) and law clerk (1980-1982) with Security Pacific National Bank in Los Angeles.

In 2012 Ms. Bonnefin received the Compliance Professional Award from the California Bankers Association (CBA) in recognition of her dedication to the “advancement of the compliance profession, and service to the banking industry.” CBA also awarded Ms. Bonnefin its Robert Frandzel Award in 2004 for “superior and noteworthy” legal assistance by an outside counsel to the California banking industry.

As a regular speaker for BCG, Ms. Bonnefin teaches on a variety of topics, including compliance management, mortgage and consumer lending and regulatory compliance, fair lending and CRA. She also frequently speaks on these topics for the Western Bankers Association (formerly CBA) at its annual Regulatory Compliance Conferences and at other industry conferences.

Ms. Bonnefin is a member of the State Bar of California, the Business Law Section of the California Lawyers Association, and the Orange County Bar Association.

Fair Lending Compliance Must be Front & Center