Post Pandemic Liquidity – The Challenges Have Changed But Don’t Take Your Eye Off The Ball

Sessions

Liquidity levels are at all-time highs in banks, and opportunities to deploy the excess are not glamorous, to say the least. Too much of a good thing can still cause a problem for bankers, and the cost of liquidity is a challenge that has no easy solution.

Building out a proper liquidity management process is critical in today’s environment to help manage liquidity levels and sources, understand the impact of deposit surge and identify proper stress scenarios that could impact availability over time.

During this session, participants will gain valuable insights through discussion and examples of industry trends and what lies ahead for the industry. We will then walk through the critical elements all banks should have in their liquidity management process (both operational and contingency) including dynamic forecasting, stress testing, early warning indicators, and effective policy development. Finally, the session will conclude with real life case studies which highlight strategies to increase margin while managing liquidity risk.

Learning Objectives:

  • How the current environment is impacting strategic decision making
  • Understand deposit surge and how it could impact liquidity going forward
  • The importance of stress testing – and remediation plans
  • Building a total liquidity process that satisfies regulators and provides critical information

SPEAKER:
Mark Haberland
Managing Director
Darling Consulting Group