Balance Sheet Strategy: What Board Members & Senior Management Should Know in Any Environment


Given the challenging rate environment and mounting competitive pressures, banks must have a firm understanding of all the on- and off-balance sheet tactics that can protect earnings and capital while creating franchise value. Explore ways your bank can identify your exposure to interest rates, structurally higher funding costs, regulatory changes, capital considerations, and accounting implications. Discussions will include how management teams can evaluate and communicate strategies that will address these exposures.

Scott Hildenbrand
Principal & Balance Sheet Strategist
Sandler O’Neill + Partners, LP