Regulatory Compliance & Risk Management Conference

Hotel

Hotel & Travel

Caesars Palace
3570 Las Vegas Blvd South
Las Vegas, NV 89109-8933

Hotel accommodations can be made online here
or by calling Caesars Palace at 1-866-503-4782. Please mention the Western Bankers (WB) or the 2022 Regulatory Compliance to receive the special group rate. The group rate is starting at $239/night, single or double occupancy, plus taxes and fees. Rooms are limited, please make your reservations as soon as possible. The hotel room block cut-off date is Friday, October 14, 2022. If the room block reaches capacity, the hotel may accept reservations on a space-available basis at the prevailing rates.

Resort Fee: A daily resort fee of $35.00 per room, per night plus the current occupancy room tax will be charged in addition to the room rates set forth above. This fee includes:

  • Unlimited local phone calls (no long distance or international calls)
  • Two (2) guest admissions per day to the Fitness Center (Does not include the use of the spa)
  • In-Room internet access to include two (2) devices per room per day (Property-wide roaming may be available for an additional fee.)
Agenda

Agenda

*All times listed below are in PT

Tuesday, November 15, 2022
8:00 AM – 6:00 PM Registration Open
5:00 PM – 6:00 PM Welcome Reception
Wednesday, November 16, 2022
8:00 AM – 3:30 PM Registration Open
8:00 AM – 9:15 AM Breakfast & Welcome Remarks
9:15 AM – 10:15 AM Learning Sessions


(1.25 CAFP, CRCM, CERP)
Learning Session #1

Leveraging Blockchain to Transform Your
CIP Program & KYC Protocols


Robert Baron
Chief Experience Officer

StandardC


(1.25 CRCM, CERP, CTFA)
Learning Session #2

CPRA for Financial Institutions – Last Minute Updates

Vincent Schroder
Of Counsel​
Morrison & Foerster


(1.25 CAFP, CERP, CRCM)
Risk Management Track

Cybersecurity Panel – Critical Controls to Prevent,
Detect, and Respond to Attacks


Moderator:
James Jefferson
SVP, Chief Risk Officer
Montecito Bank & Trust

Paul Abramson
EVP, Chief Technology Officer
American Riviera Bank


Greg Brooks
vCIO
Meriplex

Marty Sarkisian
VP of Sales
Meriplex
10:15 AM – 10:45 AM Morning Break
10:45 AM – 11:45 AM

(1.25 CRCM)
General Session

Legislative Update

Kevin Gould
Executive Vice President, Director of Government Relations
California Bankers Association

Melanie Cuevas
Vice President of Government Relations
California Bankers Association

Jason Lane
Vice President and Deputy Director of Government Relations
California Bankers Association
11:45 AM – 1:00 PM Lunch & Marketplace Time
1:00 PM – 2:00 PM Learning Sessions


(1.25 CRCM, CFMP)
Learning Session #1

CRA Modernization and Today’s Regulatory Environment​
The new CRA vs the old CRA and the dramatic impacts
it’ll have on ALL institutions, regardless of size.


Len Suzio
President
GeoDataVision


(1.25 CRCM)
Learning Session #2

Section 1071 Dodd Frank Takes Shape
The Soon to be Issued CFPB Final Rule Creating a New Regime
for Small Business Lending Data Collection (Regulation B)


Michael Flynn
Of Counsel
Buchalter


(1.25 CRCM, CERP)
Risk Management Track

The Most “Eye-Opening” Risk Topic of the Year:
Essential Model Risk Management Fundamentals


Mark Haberland
Managing Partner
Darling Consulting Group
2:00 PM – 2:30 PM Afternoon Break
2:30 PM – 3:30 PM Learning Sessions


(1.25 CRCM)
Learning Session #1

The Compliance and Scrutiny of Overdraft Programs:
Is Your Bank Prepared?


Julia Gutierrez
Director of Education

Compliance Alliance


(1.25 CRCM)
Learning Session #2

Key Flood Insurance Developments

Stephanie Shea
Principal
Aldrich & Bonnefin, PLC


(1.25 CAFP, CRCM, CERP)
Risk Management Track

High Risk Monitoring and Customer Due Diligence Policies

Rob Farling
Principal, National Leader of AML & Regulatory Compliance
RSM US LLP

Othel Rife

Manager, Risk Advisory Services
RSM US LLP
3:30 PM Evening Open for Vendor Dinners
Thursday, November 17, 2022
8:00 AM – 4:00 PM Registration Open
8:00 AM – 9:15 AM Breakfast
9:15 AM – 10:15 AM

(1.25 CRCM credits)
General Session

Regulator Panel

La Sonia Burks
Compliance Review Examiner
FDIC


Kendra Hartnett
Wealth Management / BSA Risk Coordinator
FRBSF

Gretchen Blystone
MCBS Risk Officer
OCC

Sandra Khatchadourian
Senior Financial Institutions Examiner
DFPI
10:15 AM – 10:45 AM Morning Break
10:45 AM – 11:45 AM Learning Sessions


(1.25 CRCM credits)
Learning Session #1

Your Fair Lending Program In Today’s World

Allison Giancola
Manager
Wolf & Company, P.C.


Stephen King
Principal
Wolf & Company, P.C.


(1.25 CRCM, CTFA, CAFP, CERP)
Learning Session #2

BSA/AML/OFAC – AML Act of 2020
and National Priorities – What is on the Horizon


Thomas Smith
Director – Compliance Services, Financial Institutions Group​
CliftonLarsonAllen

Karen Leiter
Regulatory Compliance Director
CliftonLarsonAllen


(1.25 CRCM, CERP, CAFP)
Risk Management Track

Vendor Risk Management Panel

Moderator:
Ronnie Clariza
Senior Vice President, Chief Risk Officer
First Financial Northwest Bank

Robert Pioli
SVP Procurement Officer
Pacific Western Bank

Doug Harrison
Director, Risk Consulting
RSM US LLP

Michael Berman
Founder & CEO
Ncontracts
11:45 AM – 1:00 PM Lunch & Marketplace Time
1:00 PM – 2:00 PM

(1.25 CRCM)
General Session

ESG Panel

Moderator:
Dave Sharp
SVP, Deputy Chief Risk Officer
Pacific Western Bank

Mike Cohn
Principal
Wolf & Company P.C.

Reshma Shah
Accounting & Reporting Advisory Senior Manager
Deloitte
2:00 PM – 2:30 PM Afternoon Break & Marketplace Time
2:30 PM – 3:30 PM Peer Exchange Session
 
3:45 PM – 4:45 PM Learning Sessions


(1.25 CRCM, CAFP, CERP)
Learning Session #1

Insurance for Fraud-Based Losses and Liabilities:
What Banks Need to Know to Identify and Secure Coverage


David A. Thomas
Partner
Blank Rome LLP


(1.25 CERP, CRCM, CAFP)
Learning Session #2

The Different Ways Banks are Using Fintech
to Work with Cannabis


Paul Dunford
Co-founder, VP of Knowledge​
Green Check Verified


(1.25 CERP, CRCM)
Risk Management Track

Emerging Risks Panel

Moderator:
Laurel Sykes
EVP, Chief Risk Officer
American Riviera Bank

Stephanie Shea
Principal
Aldrich & Bonnefin, PLC

Noory Song
Senior Manager
Moss Adams
5:00 PM – 6:00 PM Reception
Friday, November 18, 2022
8:00 AM – 11:00 AM Registration Open
8:00 AM – 9:15 AM Breakfast & Vendor Prize Drawings
9:15 AM – 10:15 AM Learning Sessions


(1.25 CRCM, CAFP, CERP)
Learning Session #1

WHO’s in Your Wallet?

Nick Podhradsky
EVP
SBS CyberSecurity


(1.25 CRCM)
Learning Session #2

Stress Testing

Darren Fago
Director, Advisory Services
ALM First


(1.25 CRCM)
Risk Management Track

Data Governance: What Is It, What Do Regulators Desire,
and How Does It Enable Digital Transformation?


Dave Lindsay
Managing Director, Data Solutions
Treliant
10:15 AM – 10:30 AM Morning Break
10:30 AM – 11:30 AM

(1.25 CTFA, CRCM)
Closing General Session

Capitalizing on Crypto: Risks and Opportunities for Bankers

Scott Goodwin
Principal
Wolf & Company, P.C.
11:30 AM Conference Concludes
Speakers

Kevin Gould
Executive Vice President, Director of Government Relations
California Bankers Association

Kevin Gould joined the California Bankers Association (CBA) in 2004, bringing with him more than seven years of legislative experience. In his role as executive vice president and director of state government relations, he oversees the management and operation of CBA’s state and federal government relations department and also serves as one of CBA’s three registered lobbyists.

Speakers

Jason Lane
Vice President and Deputy Director of Government Relations
California Bankers Association

Jason Lane is vice president and deputy director of government relations for the California Bankers Association and manages California state tax policy for the association, which involves analyzing legislation and regulatory activity, and the development of policy positions for the association. Lane is one of three lobbyists at CBA and, in addition to his primary focus on taxation, he also lobbies on behalf of the association on issues related to the state budget, and consumer lending legislation. Lane has significant expertise in handling legislative issues including taxation, data security, identity theft, and housing.

Speakers

La Sonia Burks
Compliance Review Examiner
FDIC

Diversified professional financial background encompassing over 25 years of experience in positions of responsibility requiring superior Communication, Organizational, Project Planning and Analytical skills.

Speakers

Dave Sharp
SVP, Deputy Chief Risk Officer
Pacific Western Bank

Mr. Sharp is the SVP Deputy Chief Risk Officer at Pacific Western Bank, a $40 billion commercial bank with 70+ branches in Central and Southern California, with a branch in Denver, CO and one branch in Raleigh, NC. Prior to the merger with Pacific Western Bank in April 2014, Mr. Sharp served in the positions of Chief Risk Officer and separately as the Chief Compliance Officer of CapitalSource Bank from its organization in July 2008. In his current role he is responsible for oversight of all Enterprise Risk Management activities, ESG, data governance, external credit review, model risk management, real estate appraisal review and regulatory exam management. 

Speakers

Mike Cohn
Principal
Wolf & Company P.C.

Mike is a Principal and the Director of the Virtual Risk Management group where he’s responsible for leading the strategic direction. He actively participates in many of the group’s client engagements including Enterprise Risk Management (ERM), ESG, Virtual CRO, board training, and others for banks, credit unions, fintech firms, and professional service organizations. With over 25 years in the banking and technology industries, he has extensive knowledge in strategic planning, corporate governance, technology strategy, and fintech management issues. Mike also regularly presents strategy and ERM trends and techniques at conferences and for industry professionals.

Speakers

Reshma Shah
Accounting & Reporting Advisory Senior Manager
Deloitte

Reshma Shah has over 20 years of professional experience in public accounting including over 14 years in external audit. Shah has served both public and private clients across several industries with a concentration in Investment Management. Reshma also has significant experience in supporting leadership execution of our Audit & Assurance business strategy and strategic initiatives both within the US and globally.

Speakers

Scott Goodwin
Principal
Wolf & Company, P.C.

Scott is a Principal in Wolf’s Assurance Group and leads the Firm’s Technology Team. He provides audit and advisory services to rapidly growing entrepreneurial technology companies—consulting on complex accounting matters such as revenue recognition, equity and derivative instruments, business combinations, internal control best practices, and corporate governance. He also has significant experience with U.S. Securities and Exchange Commission (SEC) registrant considerations such as initial public offerings (IPO), reverse mergers, and crowdfunding.

Speakers

Robert Baron
Chief Experience Officer
StandardC

Robert Baron serves as Chief Experience Officer of StandardC, and oversees cannabis banking compliance and financial institution integration. Robert is a Certified Anti-Money Laundering Specialist (CAMS) and holds an advanced certification in AML Risk Management (CAMSRM). Prior to joining StandardC, Mr. Baron was Senior Vice President of Member Services of Technicolor Federal Credit Union where he established and oversaw its cannabis banking program, including serving over 200 of the largest cannabis companies and processing over $3 billion in annual transactions. Mr. Baron has received a B.A. International Relations and a B.A. in Political Science from the University of California, Davis.

Speakers

Vincent Schroder
Of Counsel​
Morrison & Foerster

Vincent Schroder has more than 15 years of experience in privacy, data protection, information technology, and e-commerce law. Admitted to practice law in California, New York and Germany, he advises businesses around the world on questions pertaining to U.S. and EU law as well as cross-border regulations and transactions. His privacy and data protection practice involves helping clients design, structure and implement comprehensive compliance programs and find innovative solutions regarding the processing of personal information using cutting-edge technology.

Speakers

James Jefferson
SVP, Chief Risk Officer
Montecito Bank & Trust

With almost 20 years of experience in the banking industry, James Jefferson currently serves as Senior Vice President Chief Risk Officer, for Montecito Bank & Trust, a $2.5 billion bank which operates 14 branches in Santa Barbara and Ventura counties. James began his banking career right out of college at Montecito Bank and Trust (MB&T) and holds the designation of Certified Regulatory Compliance Manager. He currently oversees enterprise risk management and regulatory affairs for MB&T and leads the Bank’s AML/BSA, fraud, information security, and regulatory compliance teams. James lives in Solvang with his wife and son, and enjoys playing (and watching) hockey, kayaking, and brewing his own beer.

Speakers

Paul Abramson
EVP, Chief Technology Officer
American Riviera Bank

Paul Abramson is the Executive Vice President, Chief Technology Officer for American Riviera Bank. He is leading the bank in technology and cyber security strategy. Mr. Abramson comes to the bank with over 20 years of experience in the Technology and Cybersecurity industries, of which 13 years has been in banking. He previously served as the lead technologist and cybersecurity architect for Montecito Bank & Trust, and before that worked for a network security solutions provider designing and implementing threat management deployments for large enterprises. He graduated from UC Santa Barbara with a BA in Business Economics, and recently completed the Western Bankers Association Executive Development Program. He frequently shares his cybersecurity expertise at community events to help prevent fraud and financial crime in the local area, and has been invited to present to industry groups including the FDIC.

Speakers

Greg Brooks
vCIO
Meriplex

As a vCIO at Meriplex, Greg has over 25 years of experience in the IT industry. For more than13 years, he served at the executive level as the SVP/Director of IT for a 3+ billion dollar financial institution with over 40 locations.

Greg’s first-hand knowledge as an executive makes him a valuable asset to the clients he serves, as he understands the needs in many critical areas such as cybersecurity, disaster recovery, federal level audits, and examinations, project management, and many other essential domains.

Speakers

Len Suzio
President
GeoDataVision

In 1994, Len Suzio founded GeoDataVision to provide to community banks the significant benefits that a relatively new type of software called GIS made possible. Prior to starting GeoDataVision, Len Suzio had been in banking in Philadelphia and Connecticut for more than 17 years. Mr. Suzio was an executive vice president, senior loan officer and director of American National Bank and a director of two other Connecticut banks. In 1983, he was recognized as the Outstanding Banker in Connecticut by the Small Business Administration. He also testified as an expert in front of the United States Senate Subcommittee on Small Business that same year.

Speakers

Michael Flynn
Of Counsel
Buchalter

Michael Flynn is a member of the Firm’s Commercial Finance Practice Group and Mortgage Banking Group, and Co-Chair of Buchalter’s Financial Services Regulatory Group, and its Title Insurance & Escrow Industry Group in the Los Angeles office. Mr. Flynn applies his unique background as the former Acting General Counsel of HUD, and the former General Counsel of PNC Mortgage and Flagstar Bank, to counsel clients on a variety of regulatory, mortgage, consumer financial services, FinTech and real estate matters

Speakers

Mark Haberland
Managing Partner
Darling Consulting Group

Mark has over 25 years providing balance sheet and model risk management education and consulting to the community and mid-size banking space.

A frequent author and top-rated speaker on a wide array of risk management topics, Mark facilitates educational programs and workshops for numerous financial institutions, industry and state trade associations, and regulatory agencies. He is also a member of the Financial Managers Society’s Finance Council.

Speakers

Julia Gutierrez
Director of Education
Compliance Alliance

Julia A. Gutierrez serves as C/A’s Director of Education; developing curriculum and presentations, as well as presenting at various schools and seminars; both live and in a livestream/hybrid format. Julia has over 20 years of financial industry experience to the Compliance Alliance team. She began her career in banking in 2000 while receiving her Bachelor of Business Administration degree in Finance from the University of Alabama. Her compliance knowledge and understanding derive from her combined experience in community banks and consulting.

Speakers

Stephanie Shea
Principal
Aldrich & Bonnefin, PLC

Stephanie Shea, a principal of Aldrich & Bonnefin, PLC, specializes in consumer regulatory compliance, fair lending and the flood insurance regulations. She is the Manager of the Firm’s Consumer Lending Practice Group.

Ms. Shea joined Aldrich & Bonnefin, PLC in May 2010 as a summer associate and remained with the firm as a law clerk until she became an associate attorney in December 2011. In January 2018, she became a principal.

Speakers

Rob Farling
Principal, National Leader of AML & Regulatory Compliance
RSM US LLP

Rob Farling is the national leader of RSM’s Anti-Money Laundering and Regulatory Compliance practice. He has more than 18 years of experience working with financial institutions on regulatory, risk management and legal matters, with a focus on BSA/AML, Sanctions and consumer compliance. He has in-depth knowledge in transaction monitoring, investigations, customer on-boarding, transactional and KYC look-backs, risk assessments and subpoena compliance. He oversaw file reviews for potential fraud for national financial institutions, developed compliance management systems and consumer compliance testing for national and global banks.

Speakers

Othel Rife
Manager, Risk Advisory Services
RSM US LLP

Othel Rife has over 17 years of auditing experience, including more than 5 years of Anti-Money Laundering/Bank Secrecy Act (AML/BSA) compliance experience; that experience includes an in-depth understanding of the regulatory requirements set forth in the FFIEC exam manual including program requirements, customer due diligence, enhanced due diligence, monitoring practices, and economic sanctions. Over her tenure with RSM, Othel has performed numerous independent audits for various types of financial institutions throughout the years. She has been involved in and led teams of consultants engaged to perform long-term AML lookbacks that included an element enhanced due diligence review.

Speakers

Allison Giancola
Manager
Wolf & Company, P.C.

Allison Giancola is a Manager for Wolf’s Compliance group. She has more than 10 years of experience performing regulatory compliance services in the financial industry, as well as expertise in mortgage lending compliance, fair lending, and compliance management systems. Allison specializes in loan servicing, loss mitigation and collections audits, and compliance monitoring reviews including large servicers, CFPB supervised servicing requirements, and NYDFS 419. Prior experience as a compliance officer provides Allison with a strong understanding of institutional systems and operations. Allison works with clients to develop targeted reviews and gap analysis to identify and correct areas of weakness or regulatory criticism.

Speakers

Stephen King
Principal
Wolf & Company, P.C.

Steve is a Principal in Wolf’s Advisory Group and the Director of the Regulatory Compliance Team. He also leads the Firm’s New York Financial Institutions Team, where he guides clients through federal and state banking statutes from an operational and legal perspective. Steve joined Wolf in 1996 and has nearly 30 years of experience as a compliance advisor, facilitator, and resource for financial institutions, investment companies, mortgage industry professionals, and broker-dealers. He’s an avid speaker and regularly travels to events to educate members of financial industry associations throughout the country.

Speakers

Thomas Smith
Director – Compliance Services, Financial Institutions Group​
CliftonLarsonAllen

Tom joined CLA in 2019 having over 40 years total experience with financial institutions. That includes 28 years of public accounting and consulting experience working almost exclusively with financial institutions on credit risk assessment and regulatory compliance issues (including Bank Secrecy Act, fair lending, and community reinvestment), and 15 years experience working in the banking industry in senior management roles, senior compliance roles, and senior officer-level credit administrative roles. Tom is a Certified Public Accountant (CPA), licensed in Texas, as well as a Certified Fraud Examiner (CFE), Certified Anti-Money Laundering Specialist (CAMS), and Certified Regulatory Compliance Manager (CRCM).

Speakers

Karen Leiter
Regulatory Compliance Director
CliftonLarsonAllen

Karen joined CLA in 2020 after working in financial institutions since 2004. She has spent the majority of that time focused on regulatory compliance, Bank Secrecy Act (BSA) compliance and bank operations. Karen has spent her career working at a mortgage broker, local community bank and a larger regional bank.  Karen focuses on regulatory compliance, BSA, compliance management systems and special projects, such as compliance risk assessments and BSA assessments.  Karen has the Certified Regulatory Compliance Manager (CRCM) and Certified BSA/AML Professional (CBAP) designations.

Speakers

Ronnie Clariza
Senior Vice President, Chief Risk Officer
First Financial Northwest Bank

Ronnie J. Clariza was appointed Senior Vice President and Chief Risk Officer of First Financial Northwest Bank in November 2013. Mr. Clariza previously served as Vice President and Risk Management Officer since May 2008, and prior to that, as Assistant Vice President and Compliance Officer, as well as serving in various other compliance and internal audit roles since he began with the Bank in 2003.

Speakers

Robert Pioli
SVP Procurement Officer
Pacific Western Bank

Rob Pioli has over 25 years of experience in Procurement and Vendor Management. Rob has started 4 procurement departments from scratch, including his current department at Pacific Western Bank where he serves as SVP Procurement. He has also directly managed both Procurement and Vendor Management operations at 3 organizations under CFPB, OCC, or FDIC oversight, which required close collaboration between Procurement and Vendor Management throughout the third-party relationship lifecycle.

Speakers

Doug Harrison
Director, Risk Consulting
RSM US LLP

Doug is a bank, insurance and Sarbanes-Oxley (SOX) auditor with fourteen years of experience at RSM. Prior to joining RSM, Doug gained 11 years of accounting experience and practiced operational auditing with various clients focusing on small business clients seeking standard Committee of Sponsoring Organizations (COSO) internal control practices for their various businesses. During Doug’s 25 years as an auditor, he worked with the banking, insurance, manufacturing and real estate industries.

Speakers

Michael Berman
Founder & CEO
Ncontracts

Michael Berman is the founder and CEO of Ncontracts, one of the fastest-growing risk management companies in the financial services industry. A risk management evangelist, he combines decades of legal and regulatory experience with an extensive background in business strategy to solve operational risk management challenges.

Speakers

David A. Thomas
Partner
Blank Rome LLP

Dave Thomas has an insurance recovery and complex commercial litigation practice.

Dave represents and counsels policyholders in litigation and non-litigation matters relating to a diverse array of commercial insurance lines, including cybersecurity and privacy, commercial general liability, umbrella, D&O, financial institution bonds, bankers professional liability, employment practices liability, and first-party property and business interruption. His litigation experience includes both traditional insurance coverage and recovery of funds under insurance-related collateralization programs. Dave also advises corporate policyholders in applying for or reviewing various coverages. In addition, Dave represents and counsels individual property owners in high-value insurance claims, including due to wildfires, mudslides, and other natural disasters.

Speakers

Paul Dunford
Co-founder, VP of Knowledge​
Green Check Verified

Paul Dunford is Co-founder and VP of Knowledge at Green Check Verified. Paul has extensive experience leading digital transformation initiatives predominantly in the healthcare and retail verticals. Previously he was retained by a Fortune 100 insurance company to design and implement a sophisticated solution for managing their field sales teams. At Green Check, Paul leads the compliance team that designs cannabis banking programs for financial institutions. Paul is an active member of the cannabis banking regulatory community, contributing to trade publications and speaking virtually and in-person across the country on the subject.

Speakers

Laurel Sykes
EVP, Chief Risk Officer
American Riviera Bank

Laurel Sykes is the Executive Vice President, Chief Risk Officer for American Riviera Bank. She holds the designation of Certified Regulatory Compliance Manager, with almost 30 years of experience in the banking industry. During her career she has implemented enterprise-wide risk management, compliance, fraud, anti-money laundering, vendor management and business continuity programs for banks ranging from $1 billion to $7 billion in assets. She currently oversees regulatory affairs and enterprise risk management for American Riviera Bank, and leads the Bank’s consumer compliance function and the anti-money laundering/financial crimes unit. Also reporting to Laurel are the Bank’s Human Resources and Employee Learning departments, as well as the Marketing and Product Management functions. She graduated with a degree in Business Economics from the University of California at Santa Barbara.

Speakers

Noory Song
Senior Manager
Moss Adams

Noory has been working with financial institutions since 2005. His experience is focused in finance, accounting, operations, compliance, and risk management with specialties in the review of the Bank Secrecy Act (BSA), regulatory compliance, residential mortgage/commercial lending, and asset quality reviews. Noory devotes his time to consulting with financial institutions on operational and regulatory compliance matters, performing and managing operational audits and regulatory compliance reviews, and conducting risk assessments and anti-money laundering audits.

Speakers

Nick Podhradsky
EVP
SBS CyberSecurity

Nick is on a mission to help organizations understand basic cybersecurity principles and incorporate a more robust security culture. Since 2016 Nick has hosted the monthly “Hacker Hour” webinar series, which aims to help attendees understand basic cybersecurity principles. Nick has been selected as a guest lecturer at the Dakota State University GenCyber camp and frequently speaks at local Chamber of Commerce groups and other user groups. Nick has ten years of experience in the banking industry and holds a master’s degree in Educational Technology from Dakota State University. He is a Certified Banking Security Manager and Certified Banking Incident Handler.

Speakers

Darren Fago
Director, Advisory Services
ALM First

Darren Fago joined ALM First Financial Advisors in 2019. As a Director for the firm, Darren specializes in customizing and implementing actionable and effective ALM and investment strategies to maximize client performance. Additionally, Darren proactively designs sensitivity analyses and scenarios to test client balance sheet exposure to various factors and formulates action plans to optimize client performance within policy and risk tolerances. As a trusted advisor, he helps financial institutions build high performing investment portfolios and efficient balance sheets.

Speakers

Dave Lindsay
Managing Director, Data Solutions
Treliant

Dave Lindsay is Managing Director, Data Solutions for Treliant’s Capital Markets practice. He has significant expertise in data strategy, architecture, management, and governance, and is passionate about empowering organizations through thoughtful data strategy in conjunction with new technologies.

Sessions

Legislative Update

In this session hear from Kevin Gould, Melanie Cuevas, and Jason Lane, from the California Bankers Association, as they present the Legislative update on both the federal level as well as the state of California level.

Sessions

Regulator Panel

Join us to hear the latest updates on hot topics, areas of focus from each agency, and other important updates from the regulators.

Sessions

ESG Panel

Hear from Dave Sharp, SVP, Deputy Chief Risk Officer at Pacific Western Bank as he moderates this ESG Panel with guest panelists: Mike Cohn, Principal from Wolf & Company, P.C. along with Reshma Shah, from Deloitte. They plan on covering a wide range of topics including best practices framework for ESG, along with a more specific deep dive into environmental, regulatory landscape, social, and governance.

Sessions

Peer Exchange Session

The Peer Exchange Session is a unique opportunity to network and share ideas. Discuss relevant, key community banking issues in a safe and non-competitive peer environment. The peer session format is always highly rated and regarded as one of the highlights of the conference.

Sessions

Capitalizing on Crypto: Risks and Opportunities for Bankers

Hear from Wolf & Company’s national crypto practice leader about where the crypto industry is headed and what it may mean for traditional financial institutions. Learning objectives include:

  • Where is the crypto market today?
  • Where are there opportunities to benefit from the current crypto market?
  • Where might a bank’s business model be vulnerable to disruption from crypto?
  • What is the regulatory temperature?
  • What should you be doing right now?
Sessions

Leveraging Blockchain to Transform Your CIP Program & KYC Protocols

The future of banking will not be built with brick and mortar. Instead, it will be based on a different type of foundation. It will be built on a blockchain. Learn how this technology can be accessible to your bank to automate and streamline your Customer Identification Program (CIP) while enhancing your KYC & KYB best practices.

During this session, we will also explore case studies with both traditional and non-cannabis businesses and how financial institutions are already using blockchain to enhance their compliance monitoring and reporting.

Sessions

CPRA for Financial Institutions – Last Minute Updates

Although subject to sector-specific state and federal privacy laws, financial institutions are not completely exempt from the California Privacy Rights Act (CPRA). Effective on January 1, 2023, the law introduces extensive new compliance obligations, such as on data governance, the processing of sensitive personal information, cross-context behavioral advertising, and vendor management. This session explores the CPRA’s scope of application, summarizes key requirements and provides an update on the status of the CPRA Regulations by the California Privacy Protection Agency. 

Sessions

CRA Modernization and Today’s Regulatory Environment
The new CRA vs the old CRA and the dramatic impacts it’ll have on ALL institutions, regardless of size.

The landscape of regulatory compliance is changing dramatically, especially with regards to the Community Reinvestment Act and the proposed rule changes. During this session nationally recognized CRA expert Len Suzio will explain:

  1. Why there will be a 1000% increase in the CRA Exam failure rate for institutions.  
  2. How Dodd-Frank 1071 will have a BIG impact on CRA Modernization for institutions of ALL sizes
  3. Why small banks are being set up and aren’t off the hook when it comes to the new CRA
  4. What’s happening in the field and how CRA is already changing, even before the new rules are implemented
  5. Will the new rule face legal challenges?
  6. How to prepare your institution and systems for the new CRA
Sessions

Section 1071 Dodd Frank Takes Shape – The Soon to be Issued CFPB Final Rule Creating a New Regime for Small Business Lending Data Collection (Regulation B)

The Anticipated Small Business Lending Data Collection Rule – What Will Banks Have to Do to Prepare?” The CFPB’ is expected to issue a final small business lending data collection rule to implement Dodd Frank Section 1071. Based on the CFPB’s proposed rule published in September 2021, banks should anticipate that the new rule will place significant burdens on lenders to collect and report on a large amount of data for small business lending activities.

Sessions

The Most “Eye-Opening” Risk Topic of the Year: Essential Model Risk Management Fundamentals

In a recent survey of bank and credit union leaders, Model Risk Management (MRM) was universally cited by respondents as the single most “eye-opening” topic they’d been introduced to in 2022. 

What was so arresting about MRM? Join DCG Managing Director Mark Haberland to explore what may be the industry’s best kept secret – and with increased regulatory focus raising the stakes, understand why MRM must be foundational to any winning strategy.

Sessions

The Compliance and Scrutiny of Overdraft Programs: Is Your Bank Prepared?

This session will provide an overview of regulatory requirements and expectations as well as the scrutiny surrounding overdraft programs. We will also address recent remarks by the OCC regarding the reform of Overdraft Programs in an effort to empower and promote financial health and the FDIC’s recently issued guidance regarding multiple re-presentment NSF fees. We will discuss what is expected, how to comply, and what we may anticipate to see in the near future.  

Sessions

High Risk Monitoring and Customer Due Diligence Policies

Customer Due Diligence (CDD) at the time of on-boarding and periodic updates to improve effectiveness of monitoring activities. High-risk customer monitoring processes to manage money laundering (ML) and terrorist financing (TF) risks to the institution. Considerations for tuning and optimizing automated transaction monitoring system to improve the quality of alerts and outcomes of monitoring activities.

Sessions

Insurance for Fraud-Based Losses and Liabilities: What Banks Need to Know to Identify and Secure Coverage

Banks are routinely subject to losses and claims arising out of various types of fraudulent activities, with cyber-related fraud on the rise. These range from Ponzi schemes being run through banks, employee participation in fraudulent schemes, phishing and other social engineering fraud, and electronic privacy breaches, among others.

Fortunately, there are insurance products available to protect banks against these events. But banks need to understand what these products cover and how they function, and how to protect their ability to recover when a loss or claim comes in.

Sessions

Emerging Risks Panel

Hear from Laurel Sykes, EVP, Chief Risk Officer at American Riviera Bank as she moderates this Emerging Risks Panel along with guest panelists: Stephanie Shea, Principal at Aldrich & Bonnefin, PLC and Noory Song, Senior Manager with Moss Adams. In this session, they will cover a whole variety of hot topics that are emerging risks that are of concern for banks today.

Sessions

WHO’s in Your Wallet?

Cybersecurity continues to increase its impact on financial institutions. Major (and minor) cyber incidents that continue to hit financial institutions, as we saw with First American Financial Corporation, Capital One, Firth Third, and Dave (mobile banking app), remind us of the risks in our industry. In this session, we will review the top cybersecurity threats facing financial institutions and review case studies to pull out essential lessons learned. This information will provide you with a solid foundation for making more informed decisions in providing oversight and direction for your institution. We will also review the cybersecurity responsibilities of the Board and provide a list of activities that can be used to increase involvement in information security. New legal precedents are being set that increase the liability for Directors of financial institutions.

Credits

Credits

CPE Credits
The 2022 Regulatory Compliance & Risk Management Conference will be offering 12 CPE credits.

The Western Bankers is registered with NASBA as a sponsor of continuing professional education on the National Registry of CPE Sponsors.

CRCM Credits
The 2022 Regulatory Compliance & Risk Management Conference has been approved for 12.5 CRCM credits.

CERP Credits
The 2022 Regulatory Compliance & Risk Management Conference has been approved for 7.5 CERP credits.

CAFP Credits
The 2022 Regulatory Compliance & Risk Management Conference has been approved for 6.25 CAFP credits.

CTFA Credits
The 2022 Regulatory Compliance & Risk Management Conference has been approved for 3.75 CTFA credits.

CFMP​ Credits
The 2022 Regulatory Compliance & Risk Management Conference has been approved for 1.25 CFMP credits.

Audience

Who Should Attend

  • Auditors
  • BSA officers
  • Compliance officers
  • Operations officers
  • Risk/Fraud officers
  • Regulators
  • Counsel
Mobile App

Mobile App

We will be utilizing the brand new WesternBankers app at our 2022 Regulatory Compliance & Risk Management Conference. Download the app today in order to access the agenda, view the presentations, engage with other attendees, learn about event sponsors, get updates throughout the conference, and much more. Simply search “Western Bankers” in either the Apple App Store or the Google Play Store to download today. Once you are registered for the conference you will receive log-in instructions with the access code at a later date.

Pricing

Pricing

Pricing For Regulatory Compliance & Risk Management Price
Western Bankers Bank Member $1,195
Bank Non-Member $1,695

Register today. To register for the conference, please click on the “Register Online” button down below.

Register Online

If you have any registration questions, please email Gina Titus @ registrations@westernbankers.com.

Cancellation Policy

Registration fees less a $75 processing fee per registrant will be refunded if cancellation is received by Tuesday, November 1, 2022. No refund if cancellations are received after Tuesday, November 1, 2022. Substitutions welcome.

Sponsorship Information

Sponsorship Information

If you are interested or would like more information, please contact:

Jennifer Benson
VP, Conferences 
(916) 438-4416 or jbenson@westernbankers.com

A few reasons your organization should sponsor and/or exhibit:

  • Maximize your company’s brand awareness and increase your market position
  • Gain direct access to WB member banks and institutions in an exclusive environment
  • Raise your profile above your competitors
  • Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
  • Match your exposure needs, regardless of your budget
  • Shape or reinforce a positive perception of your company with bank executives
  • Support the Western Bankers, the largest non-profit banking organization serving the West Coast financial services industry