Debbie Skinner – Immediate Past Chair
EVP, Chief Administrative Officer, F&M Bank


Debbie Skinner has served as Farmers & Merchants Bank of Central California’s (F&M Bank) EVP and chief administrative officer since joining the Bank in December 2000. As CAO, she oversees information technology, loan and deposit operations, call center, electronic banking, compliance, BSA/fraud, and treasury management support. Additionally, Skinner served as board secretary for several years, is the board appointed corporate compliance officer, and serves as a member of the following board appointed committees: executive management, compliance, and EDP steering.

Skinner’s banking career spans over 30 years. She has held numerous positions at four additional financial institutions prior to F&M, including EVP and chief operating officer for another local bank. 

Skinner has been active in the industry, and is currently a member of the California Cybersecurity Task Force Economic Subcommittee; ABA Cyber and Information Security Working Group; and CBA 2016 Women in Banking Planning Committee. She is also involved in community events raising funds for United Way and other local charitable organizations.  Skinner has volunteered her time for many Community Reinvestment Act events including CHOICES, an interactive workshop designed to empower teens to achieve academic success in pursuit of career and life goals.

Skinner received her bachelor’s degree in business administration from the University of Washington.