Rising Rates and Institutional Deposit Volatility


With continued economic optimism and an active Fed policy, bankers are in the midst of an environment not seen for a decade. Two years into a tightening monetary policy, there is a transparent agenda of planned Fed increases occurring at an accelerated pace. As the intervals of Fed movements begin to increase, the greater the pressure on institutional depositors to seek higher-yielding short-term investment options. 

In this WiBinar, learn to minimize volatility by understanding the relationship between institutional depositors (rate, service, both) and a pricing model that responds accordingly to changes in the market to offset incentives to seek other investment vehicles.

To request playback, email Montana Townsend at mtownsend@westernbankers.com

Learning Objectives:

  • Gain an understanding of institutional depositor behaviors and trends
  • Develop institutional pricing strategies based on active or passive methodology
  • Insight on how to predict and manage depositor decay rate


Jim Lutter
Senior Vice President, Trading & Operations
PMA Funding

Todd Terrazas 
Business Development Manager
PMA Funding

WiBinar Fees

Pricing For Price Season Pass
Bank Member $195 $0
Bank Nonmember $249 $0
Affiliate Member $195 $0
Affiliate Nonmember $249 $0

Season Pass Members receive 4 individual logins to every WiBinar

This WiBinar is ideal for:

Chief Executive Officer, Chief Financial Officer, Chief Risk Officer, Controller, Valuations Manager, ALCO Member