Powerful and Practical Techniques to Manage CRE Concentrations


Banks with CRE concentrations are under the microscope from regulators. Banks must prove that their concentrations are well managed, and can withstand an economic downtown – or examiners will demand additional capital, curtail loan growth or downgrade CAMELS. This session explains how the proper stress testing methods can quantify a bank’s maximum CRE concentration threshold, protect regulatory capital, and support strategic initiatives to maximize future profitability.

Learning Objectives:

  • Learn how to best manage concentrations and capital
  • Discover why it is essential to approach risk management with a strategic lens rather than as strictly compliance
  • Develop appropriate communication skills to communicate with regulators about what levels of concentrations and capital are appropriate in today’s environment


Adam Mustafa
President & CEO
Invictus Group
Adam Mustafa is a co-founder of the Invictus Group.He has been providing strategic analytics, M&A, CECL and capital adequacy advisory services to banks since the beginning of the 2008 financial crisis. Adam has overseen the design and development of fully-customized capital stress testing, capital management, CECL and strategic planning systems for banks ranging from under $100 million in assets to those with more than $10 billion. He has been a featured speaker on CECL, M&A, and stress testing at a number of industry conferences, including those hosted by regulators.Adam became Invictus’ president and CEO in 2017 and is leading the company’s efforts to evolve its data and analytical capabilities to become compatible with artificial intelligence.Prior to joining Invictus, he  had senior-level experience as a banker, financial services consultant, and corporate CFO. Adam has an MBA from Georgetown University and a BA from Syracuse University.


WiBinar Fees

Pricing For Price Season Pass
Bank Member $195 $0
Bank Nonmember $249 $0
Affiliate Member $195 $0
Affiliate Nonmember $249 $0

Season Pass Members receive 4 individual logins to every WiBinar:

This WiBinar is ideal for:

Chief Credit Officer, Chief Risk Officer, Commercial Loan Officer, Senior Credit Analyst


Click here to register online