Fair Lending for Commercial Lenders


For commercial lending, the institution’s viewpoint on fair lending needs to align with how the commercial environment operates, which is not the same as that of retail lending. In this WiBinar, lenders will learn the steps to take to understand and mitigate risk. A step-by-step approach will walk lenders through the fair lending regulations, how they apply to commercial lending, and what type of fair lending risks to consider as part of a commercial process. In addition, lenders will learn how to complete a commercial fair lending risk assessment and understand what commercial risks will be considered during a fair lending regulatory exam.

To request playback, email Montana Townsend at mtownsend@westernbankers.com

Learning Objectives

  • Understand fair lending regulations
  • Develop a risk assessment and controls
  • Prepare for an exam


Karen Cullen, CRCM
Director, Regulatory Compliance and Fair and Responsible Lending
CrossCheck Compliance LLC

Karen is a regulatory compliance and fair lending leader with over twenty-five years in financial services including banking, mortgage banking, and electronic payment services. She has expertise in compliance program implementation, quality control program management, fair and responsible banking program management, risk management, process development and improvement, training, and team member development. Previously, Karen was the director of compliance risk strategy for Discover Financial, an $85 billion direct banking and electronic payment services company, where she managed a team of compliance and risk professionals that administered the enterprise-wide fair lending and responsible banking compliance risk program. Before Discover, she was the deputy chief compliance officer for Associated Bank, a $30 billion regional bank. She also held compliance roles with M&I Marshall and Ilsley Bank (now BMO Harris Bank) and Fleet Financial Group.

WiBinar Fees

Pricing For Price Season Pass
Bank Member $195 $0
Bank Nonmember $249 $0
Affiliate Member $195 $0
Affiliate Nonmember $249 $0

Season Pass Members receive 4 individual logins to every WiBinar.

This WiBinar is ideal for

Commercial Loan Officer, Commercial Credit Coordinator, Fair Lending Manager, Compliance Officer