Credit Analysis Basics

Credit & Lending

Attend this proactive session and learn how banks make lending decisions based on the five Cs of credit: capacity, capital, collateral, conditions, and character. The webinar will cover the basics of the three main areas of lending — consumer, mortgage, and commercial lending. Each of the three areas will be illustrated with real-life case studies. Attendees will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the lending process. Additionally, the basics of loan compliance will be provided, including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.

Who Should Attend: Consumer Loan Officer, Mortgage Loan Officer, Commercial Loan Officer, Credit Analyst, Business Development Officer, Junior Loan Officer, Retail Branch Officer, Front-Line Staff

Learning Objectives

  • Gain an understanding of how banks make lending decisions based on the five Cs of credit
  • Learn about the three main areas of lending, and apply them to case studies.
  • Review the basics of loan structure, loan support, documentation, and loan compliance

Speaker

David Osburn
Founder & Managing Member
Osburn & Associates, LLC
David L. Osburn is the founder of Osburn & Associates, LLC, a Business Training and Contract CFO Firm that provides seminars, webinars, and keynote speeches for CPAs, bankers, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management Issues. His banking credentials include loan underwriting, loan “work-out”, management, and business development. Additionally, Mr. Osburn holds the professional designation of Certified Credit & Risk Analyst as granted by the National Association of Credit Management.

Webinar Fees

Pricing For Price Season Pass
Bank Member $195 $0
Bank Nonmember $249 $0
Affiliate Member $195 $0
Affiliate Nonmember $249 $0

Season Pass Members receive 4 individual logins to every webinar

Additional Info

Participants will earn 1.0 CPE credit

Field of Study: Specialized Knowledge

Prerequisites: None

Advanced Preparation: None

Program Level: Basic

Delivery Method: Group Internet Based

Refunds and Cancellations: Webinar registrations are non-refundable. If the registrant is unable to attend the designated time and date of the webinar, a playback link and any written materials will be provided within 2 business days following the conclusion of the webinar

Western Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:www.nasbaregistry.org.

Register

Click here to register online