125th Annual Convention and 49th Annual Bank Counsel Seminar
Ritz-Carlton Laguna Niguel • Dana Point, California


Join us for the 125th Annual Convention and 49th Annual Bank Counsel Seminar at the Ritz-Carlton Laguna Niguel Dana Point, California. This is a valuable opportunity to hear directly from bank regulators, CBA leadership and industry representatives on topical industry issues. This is the fifth year these two events will be held in conjunction and attendees are welcome to attend all sessions and social functions of either conference.


Who Should Attend

  • Presidents
  • CEOs
  • CFOs
  • COOs
  • Directors
  • Counsel


Ritz-Carlton Laguna Niguel 
1 Ritz Carlton Drive
Dana Point, CA
(949) 240-2000


Hotel accommodations can be made by calling the Ritz Carlton Laguna Niguel central reservations department at (877)266-6065. The CBA rate is $295, single or double occupancy, plus taxes and a discounted resort services fee of $20* per night. Please make your reservations by Saturday, April 9, 2016. Rooms are limited and may sell out before this date. If the CBA room block reaches capacity before this date, the hotel may accept reservations on a space-available basis at the prevailing rates.

Dress code for Convention is business casual during educational sessions. However, in honor of our 125th anniversary, attire for the gala reception and gala dinner is black tie optional for gentlemen, evening wear or cocktail attire for the ladies

*The resort services fee has been reduced for this event, from $25/night to $20/night, and includes access to the spa sauna and steam rooms, guestroom internet, Daily Yoga and Pilates classes overlooking the ocean, Shuttle service to Salt Creek Beach, Access to Beach Butler Service, unlimited use of tennis courts including tennis rackets. 

Check in time: 4:00 p.m.
Check out time: 11:00 a.m.


The Ritz Carlton Laguna Niguel provides valet parking for all vehicles. There is a parking charge of $35 per vehicle parked overnight. 

Daily parking is $25


Thursday, May 12, 2016

9:00 a.m. – 6:30 p.m. Registration Open
10:30 a.m. – 1:00 p.m. General Counsel Roundtable and Luncheon
  (invitation only)
11:30 a.m. – 1:00 p.m. Past Presidents and Past Chairman’s Luncheon
11:30 a.m. – 1:00 p.m. Past Presidents Spouses Luncheon
11:30 a.m. – 1:00 p.m. Luncheon Showcase: Hostage or Partner: Fresh Perspectives on the Core Oligarchy
  Luncheon Showcase: Winning the Interest Rate Challenge
1:00 p.m. – 1:15 p.m. Conference Welcome
  Tad Lowrey, CBA Chairman
1:15 p.m. – 2:15 p.m. Keynote Speaker: Thomas Curry, Comptroller of the Currency
2:30 p.m. – 3:00 p.m. Refreshment Break and Marketplace Opening
3:15 p.m. – 4:15 p.m Concurrent Sessions – Series I
  Peer Roundtables with Louis Efron
3:00 p.m. – 4:30 p.m. Bank Counsel Seminar Series I
  CFPB Enforcement
  Emerging Products and Services
4:45 p.m. – 6:00 p.m. Bank Counsel Seminar (Series I repeats)
4:30 p.m. – 6:00 p.m. Welcome Reception in Marketplace

Friday, May 13, 2016

7:30 a.m. – 4:45 p.m. Registration Open
7:30 a.m. – 9:00 a.m. Breakfast in the Marketplace
8:30 a.m. – 10:00 a.m. Concurrent Sessions- Series III (Bank Counsel Only)
  Compliance and Legal
9:00 a.m.-10:00 a.m. Concurrent Sessions- Series II


CECL: A Solution in Search of a Problem
  Financial Technology

High Performing Bank Strategies-Hope is not a strategy!

10:00 a.m. – 10:30 a.m. Refreshment Break in Marketplace
10:30 a.m. – 11:45 a.m. Concurrent Sessions – Series III
  Regulator Roundtables
10:30 a.m. – 12:00 p.m. Bank Counsel Seminar- Series IV
  Hot Topics in Human Resource Law
  “Better Call Saul” Hot Topics in Bank Operations
12:00 p.m. – 1:15 p.m. Luncheon
  Committee Member of the Year,
Frandzel and McCallum Awards Presentations
1:30 p.m. – 2:30 p.m. General Session
  Dr. Chris Thornberg
  Beacon Economics 
2:45 p.m. – 3:15 p.m. Refreshment Break and Exhibitor Prize Drawing in Marketplace
3:15 p.m. – 4:15 p.m. Concurrent Sessions – Series IV
  2016 Election Forecast 
  Disruptive Financial Innovations-Dream or Reality
  Is the Past Prologue with Cybercrime: Looking Back while Looking Ahead
3:15 p.m. – 4:45 p.m. Bank Counsel Seminar- Series V
  Hot Topics in Commercial and Real Estate Lending
  The Intersection of Wall Street and Main Street- Litigating and Resolving Bank Disputes in 2016
4:45 p.m. – 5:45 p.m. Free Time
5:30 p.m. – 6:30 p.m. Gala Reception
6:45 p.m. – 9:00 p.m. Gala Dinner

Saturday, May 14, 2015

7:30 a.m. – 10:30 a.m. Registration Open
8:00 a.m. – 10:00 a.m. Hot Breakfast Buffet
8:00am-9:00am Data Analytics – What Does Your Business Really Look Like?
9:00 a.m. – 10:30 a.m. Bank Counsel Seminar – Series VI
  “Better Call Saul” Hot Topics in Bank Operations
10:30 a.m. Conference Adjourns



Early-bird Registration Fees through Friday, April 11, 2016

CBA Member Bank or Law Firm $995
Spouse Fee $595

Standard Registration Fees after Friday, April 11, 2016

CBA Member Bank or Law Firm $1,195
CBA Affiliate Member $1,745
Non-member Bank or Law Firm $1,695
Spouse Fee $595

Take advantage of savings when three or more people register from the same business.  Submit all three registration forms together to receive this special discount.  

Cancellation Policy

Substitutions are allowed, at no additional cost. Written notice is required for all substitutions/cancellations. The full registration fee will be refunded if written notice is received by April 8, 2016, and 50 percent if by April 15. No refunds will be provided after April 15. Registrations made on or after April 15 are not subject to refund.

2016 Program Passport Registration Option

CBA members save nearly 40% on program registrations
This program is included in CBA’s new Program Passport purchase option available exclusively to CBA members. In 2016, CBA members now have the option to purchase passports and save nearly 40% on registration rates on several of our most popular program offerings contained in two tracks: Risk and Compliance, and Credit and Lending. Click here for more information. 

Sponsor/Exhibitor Information

For information and pricing, please download the Marketplace Information – Sponsor/Exhibitor Opportunities brochure under ‘RESOURCES’ on the upper right and then contact:

Rosemary Mignano 
Event Sponsor and Exhibitor Development Coordinator 

(916) 438-4435

A few reasons your organization should sponsor or exhibit:

  • Maximize your company’s brand awareness and increase your market position
  • Gain direct access to CBA member banks and institutions in an exclusive environment
  • Raise your profile above your competitors
  • Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
  • Match your exposure needs, regardless of your budget
  • Shape or reinforce a positive perception of your company with California’s bank executives
  • Support the California Bankers Association, the largest non-profit banking organization serving the California financial services industry