2019 Mid-Year Review of Community Bank Performance

IT, Technology, & Operations

More than halfway through 2019, it is time to review the current state of affairs in the community bank industry. This webinar will provide an overview of emerging trends in the financial industry ranging from interest rates, deposits and loans, and economic factors. The goal of this webinar is to provide a clear understanding of what is taking place in the community bank environment and what to expect for the remainder of 2019.

Who Should Attend: Chief Credit Officer, Commercial Loan Officer, Consumer Loan Officer, Junior Loan Officer, Compliance Officer, Business Banking Officer, Chief Financial Officer, Balance Sheet Management

Learning Objectives

  • Analyze and gain an understanding of various interest rate trends through the first half of 2019
  • Examine and understand deposit and loan trends amongst community banks
  • Provide an update on economic factors affecting community banks


Jim Lutter
Senior Vice President-Trading and Operations
PMA Funding

Jim Lutter joined the firm in 2001 and has held several roles within the PMA companies. He began as director of bank funding and currently serves as senior vice president-trading and operations where he is responsible for bank funding, trading and operations. Prior to joining the firm, he spent 11 years in a variety of roles including treasurer for Ingersoll Milling Machine Company. Jim earned his Bachelor of Science in mechanical engineering from the South Dakota School of Mines and Technology and his Master of Business Administration in finance from Rockford College. He holds Series 7, 24, 50, 53, 63, 65 and 99 FINRA licenses.

Todd Terrazas
Business Development & Product Manager
PMA Funding

Todd joined the firm in 2014 as a financial analyst for PMA’s credit team, and he currently serves as business development & product manager. He is responsible for developing bank partner relationships and managing funding product solutions and association affiliations. Todd also engages in strategic planning and identifying market trends through extensive market research. Prior to joining the firm, Todd was a market research analyst at Common Goal Systems, Inc. He earned his Bachelor of Arts in finance from Calvin College.  

Webinar Fees

Pricing For Price Season Pass
Bank Member $195 $0
Bank Nonmember $249 $0
Affiliate Member $195 $0
Affiliate Nonmember $249 $0

Season Pass Members receive 4 individual logins to every webinar

Additional Info

Participants will earn 1.0 CPE credit

Field of Study: Specialized Knowledge

Prerequisites: None

Advanced Preparation: None

Program Level: Basic

Delivery Method: Group Internet Based

Refunds and Cancellations: Webinar registrations are non-refundable. If the registrant is unable to attend the designated time and date of the webinar, a playback link and any written materials will be provided within 2 business days following the conclusion of the webinar

Western Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:www.nasbaregistry.org.


Click here to register online