Balance Sheet Strategy: What Board Members & Senior Management Should Know in Any Environment

Finance & Accounting

Given the challenging rate environment and mounting competitive pressures, banks must have a firm understanding of all the on- and off-balance sheet tactics that can protect earnings and capital while creating franchise value. Explore ways your bank can identify your exposure to interest rates, structurally higher funding costs, regulatory changes, capital considerations, and accounting implications. Additionally, this webinar will discuss how management teams can evaluate and communicate strategies that will address these exposures.

Who Should Attend: Chief Financial Officers, Accountants, Controllers, Financial Analysts, Treasury Management Officers

Learning Objectives

  • Understand the importance of focusing on earnings quality over quantity (ROA vs. ROE), pricing loans for late cycle risk, replenishing on-balance sheet liquidity, and maintaining sufficient capital as a buffer against normalized credit costs.
  • Identify balance sheet exposures and know all the on- and off-balance sheet tactics that can remedy them. 
  • Explore securities portfolio optimizations, leverage and de-leverage strategies, liability restructures, and plain vanilla derivative strategies, which are suitable for community banks thanks to recent changes to hedge accounting.

Speaker

Scott Hildenbrand
Principal and Chief Balance Sheet Strategist
Sandler O’Neill + Partners, L.P
Scott heads the balance sheet analysis and strategy group, working with financial institutions on balance sheet strategy development, which includes interest rate risk management, investment portfolio strategy, retail and wholesale funding management, derivative strategy, capital planning, budgeting, and stress testing. In addition, Mr. Hildenbrand heads Sandler O’Neill advisors, which provides customized on- and off-balance sheet strategies to help clients maximize franchise value. Mr. Hildenbrand also works closely with the firm’s Investment Banking Group to identify and develop strategic opportunities for clients involved in mergers and acquisitions

Webinar Fees

Pricing For Price Season Pass
Bank Member $195 $0
Bank Nonmember $249 $0
Affiliate Member $195 $0
Affiliate Nonmember $249 $0

Season Pass Members receive 4 individual logins to every webinar

Additional Info

Participants will earn 1.0 CPE credit

Field of Study: Specialized Knowledge

Prerequisites: None

Advanced Preparation: None

Program Level: Basic

Delivery Method: Group Internet Based

Refunds and Cancellations: Webinar registrations are non-refundable. If the registrant is unable to attend the designated time and date of the webinar, a playback link and any written materials will be provided within 2 business days following the conclusion of the webinar

Western Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:www.nasbaregistry.org.

Register

Click here to register online