Utilizing Cash Flow Projections to Determine Repayment Ability

Credit & Lending

Cash flow projections force borrowers to think about their futures, and it is reasonable to expect a borrower to prove that they can repay a proposed loan based on their projected cash flow. A cash flow projection also requires the balance sheet and income statement to be projected, and the links among balance sheet, income statement, and cash flow are critical assumptions to be tested and validated.

Who Should Attend: Loan Officers, Relationship Managers, Business Bankers, Commercial Lenders

Learning Objectives

  • Understand the key elements in producing and evaluating cash flow projections
  • Gather the historic information and critical assumptions needed to prepare a cash flow projection 
  • Test the validity of the critical assumptions
  • Incorporate the cash flow projection results into the evaluation of the borrower’s repayment ability


Dev Strischek
Devon Risk Advisory Group
As principal of Devon Risk Advisory Group, Dev Strischek
specializes in and consults on credit risk and lending, commercial banking management, training, and development. He is a frequent speaker, instructor, advisor, and writer for many different educational groups and associations. Formerly SVP and senior credit policy officer at SunTrust Bank in Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business; including commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management.  Over his career he has served as a chief credit officer in Florida banking, chief financial officer of a Honolulu construction firm, adjunct economics professor at several colleges and universities, and a combat engineer officer in the US Army.

Webinar Fees

Pricing For Price Season Pass
Bank Member $195 $0
Bank Nonmember $249 $0
Affiliate Member $195 $0
Affiliate Nonmember $249 $0

Season Pass Members receive 4 individual logins to every webinar

Additional Info

Participants will earn 1.0 CPE credit

Field of Study: Specialized Knowledge

Prerequisites: Knowledge of cash flow projections

Advanced Preparation: None

Program Level: Basic

Delivery Method: Group Internet Based

Refunds and Cancellations: Webinar registrations are non-refundable. If the registrant is unable to attend the designated time and date of the webinar, a playback link and any written materials will be provided within 2 business days following the conclusion of the webinar

Western Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:www.nasbaregistry.org.


Click here to register online