Secondary Repayment Sources – Collateral and Guarantees
While cash flow will almost always be the primary source of repayment, carefully analyzing the collateral of a borrower and the assets they pledge as an alternate repayment source for the loan is equally as important. This webinar will cover the credit decision process, potential collateral assets, and key underwriting principles.
Who Should Attend: Commercial Loan Officer, Retail Loan Officer, Junior Loan Officer, Underwriter, Business Development Officer, Credit Administrator
- Evaluate the credit decision process: purpose, repayment sources, and structure
- Review the interrelationship of cash flow, collateral, and guarantees
- Identify the types and degree of guarantees
- Examine possible collateral assets at inception and after inception of credit exposure
Devon Risk Advisory Group
As principal of Devon Risk Advisory Group, Dev Strischek specializes in and consults on credit risk and lending, commercial banking management, training, and development. He is a frequent speaker, instructor, advisor, and writer for many different educational groups and associations. Formerly SVP and senior credit policy officer at SunTrust Bank in Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business; including commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management. Over his career he has served as a chief credit officer in Florida banking, chief financial officer of a Honolulu construction firm, adjunct economics professor at several colleges and universities, and a combat engineer officer in the US Army.
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Season Pass Members receive 4 individual logins to every webinar
Participants will earn 1.0 CPE credit
Field of Study: Specialized Knowledge
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
Refunds and Cancellations: Webinar registrations are non-refundable. If the registrant is unable to attend the designated time and date of the webinar, a playback link and any written materials will be provided within 2 business days following the conclusion of the webinar
Western Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:www.nasbaregistry.org.