Bank Counsel Seminar
*All times listed below are in PDT
|Thursday, May 27|
|9:00 AM – 9:05 AM||Welcome/Opening Remarks|
|9:05 AM – 10:05 AM
CA MCLE 1.0 Hour
|Patience and Persistence While Under Pressure:
Dealing With the Paycheck Protection Program
|10:05 AM – 11:05 AM
CA MCLE 1.0 Hour
|A Brave New World – New Laws That
Change the Playing Field for Real Estate Lenders
Barry A. Smith
Jeannine Del Monte Kowal
Senior Vice President, Associate General Counsel
Pacific Western Bank
Peter S. Muñoz
Reed Smith LLP
|11:05 AM – 12:05 PM
CA MCLE 1.0 Hour
|TEMPERATURE CHECK!! Managing a Workforce
During a Pandemic
Candace M. Gomez
Ogletree, Deakins, Nash, Smoak & Stewart, P.C.
Paul Amante Jr.
Irvine Management Company
|12:05 PM – 1:05 PM||Awards & Lunch Break|
|1:05 PM – 2:05 PM
CA MCLE 1.0 Hour
|Regulatory Roundup – Current Developments and More
|2:05 PM – 3:05 PM
CA MCLE 1.0 Hour
|Managing Customer Risk in the Cannabis
(or Cannabis-Adjacent) Space
Aldrich & Bonnefin, PLC
|3:05 PM||Program Adjourns|
Pamela Martinson represents major institutional and other lenders, lessors, borrowers and equity sponsors. She possesses extensive experience in complex financings of all kinds, including syndicated lending transactions (secured and unsecured), equipment leasing, asset-based lending, unitranche loans, subscription finance and structured finance. Pam has experience in a wide variety of financing programs for power sports vehicles, including warehouse facilities secured by electronic chattel paper, and forward flow programs for marketplace lenders.
Michael Flynn is a member of the Firm’s Commercial Finance Practice Group and Mortgage Banking Group, and Co-Chair of Buchalter’s Financial Services Regulatory Group, and its Title Insurance & Escrow Industry Group in the Los Angeles office. Mr. Flynn applies his unique background as the former Acting General Counsel of HUD, and the former General Counsel of PNC Mortgage and Flagstar Bank, to counsel clients on a variety of regulatory, mortgage, consumer financial services, FinTech and real estate matters.
Barry A. Smith is a Shareholder and a senior member of the Firm’s Litigation Practice Group and Chairman of the Financial Institutions Practice Group. Mr. Smith focuses his practice on representing financial institutions and other business entities, both domestically and internationally. Mr. Smith has extensive experience in business and commercial litigation, creditors’ rights, real estate, loan workouts and restructuring, provisional remedies, receiverships, collections, and post-judgment enforcement. He also handles complex defense litigation including tort, contract law, and real estate.
Jeannine Del Monte Kowal is a Senior Vice President, Associate General Counsel at Pacific Western Bank. Ms. Kowal has over twenty years of litigation experience and supports all Bank divisions including operations, treasury, information and security, credit, risk and compliance, special assets and vendor management. Ms. Kowal maintains extensive expertise with current and evolving legal issues and trends within the banking, privacy, cybersecurity and payments arenas.
Peter is a member of the Financial Industry Group, practicing in the area of Financial Services. His clients consist of a mix of large, mid-size and small banks, savings and loan companies, equipment leasing companies, mortgage companies, and private real estate and commercial financing entities. He generally represents creditors and equipment lessors in the documentation of complex credit transactions and in the restructuring and enforcement of such transactions, both inside and outside of the bankruptcy courts. On occasion, he has represented guarantors or borrowers in such transactions. He focuses on all forms of commercial and real estate finance transactions, asset-based loans, intellectual property financing and agricultural lending.
Candace Marie Gomez represents and counsels employers of all sizes in employment and labor matters. She has experience in multiples industries including, but not limited to, retail, banking, real estate, construction and technology in state and federal court and before federal and state administrative agencies. She has specific knowledge and experience in numerous employment matters such as discrimination, harassment, retaliation, leaves of absences, wage and hour, employment agreements, policies and handbooks, and workplace safety.
Subject matter expert on employment laws and regulations including the State of California, the Federal Fair Labor Standards Act (FLSA), and other state laws. Experience includes multi-state employers, government contractors, and large employers.
Demonstrated knowledge and utilization of a broad variety of labor-related concepts, such as wage and hour, compensation, recruitment, hiring, retention, succession planning, organizational development and training, terminations/reductions in force, retirement plans, leave administration, and benefits administration.
Walter J. Mix III is a former commissioner of the California Department of Financial Institutions (DFI) and also previously served as a banking executive at Union Bank of California. DFI is now called the California Department of Financial Protection and Innovation (DFPI).
Mr. Mix, who heads the Financial Services practice at BRG, advises domestic and international bank clients on corporate governance, risk management, strategic planning, and financial advisory assignments. He has significant experience in Bank Secrecy Act/anti-money laundering, cyber security, fintech, strategic planning, mergers and acquisitions, enterprise risk management, regulatory compliance, and capital planning.
Deborah Thoren-Peden focuses her Chambers-ranked corporate practice on banking, electronic commerce, privacy, anti-money laundering and Office of Foreign Assets Control regulations.
Deb co-leads Pillsbury’s Cybersecurity, Data Protection & Privacy team; its FinTech, Payments & Blockchain team, its Consumer & Retail industry team, and its Unclaimed Property Team. She represents and advises fintech companies, bank and non-bank financial institutions (both domestic and international), money transmitters, retailers, automotive and a variety of other types of companies. She is also a recognized authority with respect to the Bank Secrecy Act and the Patriot Act.
Oren Bitan has an extensive legal background that includes business, real estate, banking, receivership, consumer product, and commercial litigation. Mr. Bitan is known for his ability to solve complex business disputes for his clients in a strong but practical manner. He is a trusted advisor who guides his clients through their day to day legal concerns, and has particular expertise in matters involving real estate, banking and lending, creditors’ rights, wine, beer, liquor, cannabis, and intellectual property.
Keith Forrester is a principal of Aldrich & Bonnefin, PLC, specializing in all areas of banking operations, including negotiable instruments, electronic banking, payment systems, new accounts, legal processes, California and Federal laws on financial privacy, funds availability rules and Bank Secrecy Act compliance. He is admitted to the United States District Courts for the Central, Eastern and Southern Districts of California.
This panel will cover the current status of the PPP loan program, as it relates to both the first draw and second draw loan programs. It will examine the SBA guidance on these PPP loan programs, and look at various challenges and questions concerning its implementation and administrative process. The panel will also discuss the ongoing PPP forgiveness process and any special problems and concerns attendant to this process. The panel will include the perspectives of both outside counsel and in-house counsel, and offer practical advice on the PPP loan administration process, SBA investigations and enforcement.
The panel will provide an overview of recent legislation of importance to real estate lenders including: emergency legislation providing landlord-tenant relief that will impact lenders; changes to residential foreclosures that provide over-bid rights to tenants and other third parties; updates to the California Homeowner Bill of Rights; major increases in the homestead exemption, and pro-debtor changes enacted to the U.S. Bankruptcy Code under the new Subchapter V.
As financial institutions, how can we manage our regulatory and business risk if we choose to engage with customers in the large and rapidly-evolving cannabis industry? Even if we do not accept customers who are directly in the business of growing, storing, transporting or selling cannabis, do we have customers with “second-tier” or “third-tier” relationships with such cannabis businesses? The answer is likely yes (whether we know it or not), so we still face a certain level of risk related to that industry, which is unique in its current split legal status at the local, state and federal levels. Our speakers will examine the kinds of issues we should be considering in accepting and dealing with these customers, and how we can best protect our institutions from unexpected adverse consequences.
Two seasoned veterans of the financial services industry will discuss current regulatory and legislative developments, including BSA/AML compliance changes, ESG/climate change proposals, “fair access” proposals, consumer protection enforcement and regulatory agenda at the CFPB, cyber security issues, Biden Administration agenda, and outlook on Capitol Hill. You won’t want to miss this informative round-up!
This past year, the world we live in, as we once knew it, has been turned upside-down due to the pandemic — employers are no exception. In this panel discussion, we will address a host of hot topics many employers are currently grappling with, including returning employees safely to the office, continued use of masks and social distancing, requiring vaccines or making it optional, flex time and remote work, time off policies (including sick and supplemental pay) and handling complaints from employees who do not feel safe returning to the workplace. Join us as we discuss these and other COVID related topics facing employers during these unprecedented times.
For this year’s 2021 Bank Counsel Seminar, we have updated our pricing model to reflect a one-time fee for the bank/law firm depending on how many people register for the seminar. Please refer to the table down below.
|Pricing For||One Time Fee For 1-5 Attendees||One Time Fee For 6 or More Attendees|
|WBA Bank Member||$395||$695|
|Law Firm Member||$395||$695|
|Law Firm Non-Member||$695||$995|
To register just one individual for the seminar, please feel free to click on the register online button down below to register today. Or you can fill out the registration form.
To register more than person from the bank, please fill out the Group Registration Form below and send to Lori King at email@example.com.
Registration fees less a $75 processing fee per registrant will be refunded if cancellation is received by Thursday, May 13, 2021. No refund if cancellations are received after Thursday, May 13, 2021. Substitutions welcomed.