Annual Conference

Hotel

Hotel & Travel

Fairmont Orchid, Hawaii
1 North Kaniku Drive Kohala Coast
Hawaii – Hawaii 96743
Check-In Time: 4:00 PM | Check-Out Time: 11:00 AM

Hotel accommodations can be made online here. The WBA negotiated room rate starts at $409/night single or double occupancy, plus taxes and fees. An earlier departure or later stay may be subject to an increased room rate.

Resort Fee: Please note the $20 resort fee per room, per night, plus tax (discounted from $35) is not included in the above room rate. The following amenities are bundled into this fee:

  • Unlimited basic internet access in guest rooms and resort public areas – wireless
  • Self-Parking for one vehicle per room (Fairmont Gold guests receive valet parking for 1 vehicle per room)
  • Local, domestic, long distance and 1-800 access calls from guest room
  • Shuttle transportation within the Mauna Lani Resort
  • Snorkel equipment rental (based on two sets per room, one hour per day – resort use only)
  • 45 minute photo shoot on the scenic grounds of the Fairmont Orchid with Pacific Dream Photography (subject to space availability)
  • 10% discount on Keiki Aloha Full Day Adventure
  • Selected Hui Holokai Activities (subject to change based on the time and day) including hula lessons, petroglyph hikes, turtle talk session, ti leaf lei making, ‘ukulele lessons, introduction to Hawaiian Outrigger Canoe Paddling and coconut palm frond weaving
  • Stargazing sessions offering you a personal guided tour of the constellation (weekly)
  • Exclusive storytelling sessions at Coconut Grove sharing legends and lore unique to the island of Hawaii (weekly)
Agenda

Agenda

*All times listed below are in local time.

**Agenda subject to change.

Thursday, September 9, 2021
8:30 AM – 11:00 AM WBA Executive Committee Meeting (Invite Only)
(Breakfast Included)
12:00 PM – 3:00 PM WBA Board & Banker Benefits Board Meeting (Invite Only)
(Lunch Included)
2:00 PM – 5:30 PM Registration Open
5:30 PM – 6:00 PM WBA Board Reception (Invite Only)
6:00 PM – 7:30 PM Board Dinner (Invite Only)
Friday, September 10, 2021
7:00 AM – 5:30 PM Registration Open
8:00 AM – 1:00 PM Golf Tournament
 (Mauna Lani North Course)
 - Shotgun Start: 8:00 AM

(Sponsored by CogniVision)
2:30 PM – 4:00 PM Exhibitor Setup
4:00 PM – 5:00 PM Guest & Spouse Welcome Reception
5:00 PM – 6:00 PM Welcome Reception

(Sponsored by Corrigan & Co)
6:00 PM – 8:00 PM Welcome Dinner
Saturday, September 11, 2021
8:00 AM – 3:30 PM Registration Open                                                          
8:00 AM – 3:00 PM Marketplace Open
8:00 AM – 9:00 AM Breakfast

(Sponsored by nCino)
8:00 AM – 9:00 AM One-on-One Meetings with Regulators 
(By Appointment Only)
9:00 AM – 10:15 AM Welcome & Opening General Session

Economy: Where Do We Go From Here?

Andrew Busch
Economist; Former CMIO, U.S. Government; Author

(Sponsored by Q2)
10:15 AM – 10:45 AM Refreshment Break

(Sponsored by Graduate School of Banking)
10:45 AM – 11:45 AM Learning Sessions
  Learning Session #1

ESG – Environmental, Social and Governance,
How Are Investors Looking at ESG


Steven Cooke
Senior Director of Business Development
S&P Global Ratings
  Learning Session #2

The Next Digital Frontier:
The Business Bank of the Future


Ryan Canin
CEO
DocFox
  Learning Session #3

M&A/ Capital Markets

John W. Thompson
Managing Director
The Financial Institutions Group
PNC Capital Markets LLC
11:45 AM – 1:00 PM Lunch

(Sponsored by Dorsey & Whitney LLP)
1:00 PM – 2:00 PM Optional Activity- Lei Making Class
(Included in Guest Fee)
1:00 PM – 2:00 PM Learning Sessions
  Learning Session #1

What Banks Should Know About Cryptocurrencies in 2021|
Paving the Way for Blockchain


Larry Pruss
SVP – Project Management
Strategic Resource Management
  Learning Session #2

Using the SBA 504 Program to Increase Income
While Helping Existing Bank Relationships


Ken Rosenthal

Sr. Advisor
CDC Small Business Finance / CDC Capital Markets
  Learning Session #3

Capital Planning: Preparing for Volatility

Gary Svec
Managing Director, Investment Banking Group
Performance Trust Capital Partners, LLC
1:30 PM – 2:30 PM One-on-One Meetings with Regulators 
(By Appointment Only)
2:00 PM – 2:30 PM Afternoon Refreshment Break

(Sponsored by Berkely FinSecure)
2:30 PM – 3:30 PM General Session

Economic Update

Chris Thornberg

Founding Partner
Beacon Economics

(Sponsored & Introduced by DA Davidson)
3:30 PM – 3:45 PM Break
3:45 PM – 4:45 PM Learning Sessions
  Learning Session #1

Key Cybersecurity Trends in Banking 2021 and Beyond

Mike McWilliams
Chief Revenue Officer

ReliableIT

William Hoffman

vCISO
ReliableIT
  Learning Session #2

Public Sector Financing Strategy – Investing in America

Lance Holman
President & CEO
Holman Capital Corporation
  Learning Session #3

A Long View of Banking – the Last 40 Years

Joseph Lynyak
Partner
Dorsey & Whitney LLP

George Leis
President & Chief Operating Officer
Montecito Bank & Trust
  Evening Open for Vendor Dinners
Sunday, September 12, 2021
7:00 AM – 3:30 PM Registration Open                                                          
7:30 AM – 3:30 PM Marketplace Open
7:30 AM – 8:30 AM Breakfast
8:30 AM – 9:30 AM General Session

The Current State of the Banking Industry
as Seen Through the Lens of the Market


Chris McGratty

Head of U.S. Bank Research
Keefe, Bruyette & Woods
9:30 AM – 10:00 AM Refreshment Break
9:30 AM – 10:30 AM One-on-One Meetings with Regulators 
(By Appointment Only)
10:00 AM – 11:00 AM Learning Sessions
  Learning Session #1

Managing Credit Risk over the Business Cycle and
Through the Pandemic: Hit Me with Your Best Shot


Dev Strischek

Principal
Devon Risk Advisory Group LLC
  Learning Session #2

Creating a Digital Experience for
Your Employees and Commercial Customers


David Catalano

SVP, Business Development
Baker Hill
  Learning Session #3

COVID Relief Programs:
When and How Will Banks’ Obligations End?


Michael Flynn

Of Counsel
Buchalter
11:00 AM – 11:15 AM Break
11:15 AM – 12:15 PM Learning Sessions
  Learning Session #1

Integration to the CORE

Eric Devine

President
Vitex

Nick Perfido
Executive Vice President
Vitex
  Learning Session #2

The Keys to an Effective ALCO Process

Mark Haberland

Managing Director
Darling Consulting Group
  Learning Session #3

Demise of LIBOR:
Where We Are and Where We Are Going


Joel Cook

Attorney, Partner and Practice Group Manager
(Corporate and Commercial Lending)
Aldrich & Bonnefin, PLC
12:15 PM – 1:30 PM Lunch
12:30 PM – 1:30 PM One-on-One Meetings with Regulators 
(By Appointment Only)
1:30 PM – 2:30 PM General Session

Confessions of a Cannabis Banker &
Strategic Considerations for Banking Cannabis


Robert Baron
Chief Experience Officer
StandardC
2:30 PM – 2:45 PM Afternoon Break
2:45 PM – 3:45 PM Peer Exchange Sessions (Bankers & Directors Only)
3:00 PM – 5:00 PM Mid-Sized Bank Council Meeting
3:00 PM – 5:00 PM Community Bank Council Meeting
  Evening Open for Vendor Dinners
Monday, September 13, 2021
7:00 AM – 4:00 PM Registration Open                                                          
7:30 AM – 1:30 PM Marketplace Open
7:30 AM – 8:30 AM Breakfast
8:30 AM – 9:30 AM General Session

Regulatory Panel

Moderator:
Mike Cohn
Principal
Wolf & Company, P.C.


Panelists:
Kathy Moe
Regional Director
Federal Deposit Insurance Corporation

Amy Klein
Associate Deputy Comptroller – Western District Office
Office of the Comptroller of the Currency
9:30 AM – 10:00 AM Refreshment Break
10:00 AM – 11:00 AM Learning Sessions
  Learning Session #1

Going Public Without An IPO
Should We Consider an Uplift to Nasdaq?


Panel:
David Gershon
Partner
Sheppard Mullin Richter & Hampton


Steve Shelton
President & CEO
California Bank of Commerce


Jeff Wishner
Managing Director
Keefe, Bruyette & Woods
  Learning Session #2

5 Ways Top Banks Are Seizing Opportunities
in the Current Environment


Steve Kinner
Senior Managing Director
IntraFi Network
  Learning Session #3

The Next Crisis:
New Safety and Soundness Standards


Erica Crain
Principal
CliftonLarsonAllen
11:00 AM – 11:15 AM Break
11:15 AM – 12:15 PM General Session

Legislative Update

Kevin Gould
Senior Vice President, Director of Government Relations
California Bankers Association

Melanie Cuevas
Vice President of Government Relations​
California Bankers Association

James Edwards, Jr.
ABA Chairman
CEO
United Bank (Griffin, GA)
12:15 PM – 1:30 PM Lunch & Exhibitor Prize Drawings in Marketplace
1:30 PM Exhibitor Tear Down
1:30 PM – 2:30 PM General Session

Diversity, Equity, & Inclusion

Dee McDougal

Global Head of Diversity, Equity & Inclusion
CAPCO

Judi Giem
SVP & Chief Human Resources Officer
Tri Counties Bank

Naomi Mercer
Senior Vice President, Diversity, Equity, & Inclusion
American Bankers Association
2:30 PM – 2:45 PM Break
2:45 PM – 3:45 PM Closing General Session

Overcoming Adversity: Prevailing Through Challenges!

Col. Greg Gadson, USA (Ret.)

Decorated Army Commander
3:45 PM – 5:00 PM Leisure Time
5:00 PM – 8:00 PM Farewell Reception & Dinner
Speakers

Col. Greg Gadson, USA (Ret.)
Decorated Army Commander

Colonel Gregory D. Gadson, a Chesapeake, Va., native, served our nation in the United States Army for more than 26 years. Gadson’s service culminated as the Garrison Commander of Fort Belvoir, where he oversaw the daily operations of the post, a strategic sustaining base where more than 50,000 military personnel and employees provide logistical, intelligence, medical and administrative support, and command and control for a mix of more than 140 commands and agencies for the Department of Defense.

Speakers

Andrew Busch
Economist; Former CMIO, U.S. Government; Author

Andrew Busch was the first Chief Market Intelligence Officer (CMIO) for the U.S. government at the Commodity Futures Trading Commission (CFTC). As CMIO, he was charged with improving and enhancing the government’s understanding of the markets. Andy provided briefings to White House, US House and US Senate staffers on a wide range of issues including: extreme market volatility, China’s influence on the global commodity markets and the impact of Fintech & virtual currencies on market dynamics.

Speakers

Chris Thornberg
Founding Partner
Beacon Economics

Christopher Thornberg founded Beacon Economics LLC in 2006. Under his leadership the firm has become one of the most respected research organizations in California serving public and private sector clients across the United States. In 2015, Dr. Thornberg also became Director of the UC Riverside School of Business Center for Economic Forecasting and Development and an Adjunct Professor at the School.

Speakers

Robert Baron
Chief Experience Officer
StandardC

Robert Baron serves as Chief Experience Officer of StandardC, and oversees cannabis banking compliance and financial institution integration. Robert is a Certified Anti-Money Laundering Specialist (CAMS) and holds an advanced certification in AML Risk Management (CAMS-RM).

Speakers

Mike Cohn
Principal
Wolf & Company, P.C.

Mike is a Principal and the Director of WolfPAC Solutions, where he’s responsible for leading the strategic direction of the group. He provides WolfPAC clients with enterprise risk management (ERM) advisory services and board training to banks, credit unions, fintech firms, and professional service organizations. With over 25 years in the banking and technology industries, he has extensive knowledge in strategic planning, technology strategy and management issues, ERM programs, and corporate governance design.

Speakers

Kathy Moe
Regional Director
Federal Deposit Insurance Corporation

Kathy Moe serves as the regional director for the San Francisco region of the FDIC. Kathy is a 35-year veteran with the FDIC where she has launched several special projects and led the region in strengthening and preserving minority depository institutions. The region she serves supervises some of the largest and most complex financial institutions in the country.

Speakers

Kevin Gould
Senior Vice President, Director of Government Relations
California Bankers Association

Kevin Gould joined the California Bankers Association (CBA) in 2004, bringing with him more than seven years of legislative experience. In his role as senior vice president and director of state government relations, he oversees the management and operation of CBA’s state and federal government relations department and also serves as one of CBA’s three registered lobbyists. Gould’s advocacy responsibilities and issues focus mainly in the areas of bank operations, commercial lending, residential property lending, and wealth and asset management issues.

Speakers

James Edwards, Jr.
ABA Chair
CEO
United Bank (Griffin, GA)

Jim Edwards is CEO of United Bank, a $1.7 billion community bank operating 18 locations in 11 contiguous central Georgia counties. The bank traces its roots back to the founding of The Bank of Zebulon over 110 years ago, and Jim is proud to be part of the third generation of his family to run the company. In addition to traditional banking services, United Bank also operates mortgage and wealth management lines of business.

Speakers

Dee McDougal
Global Head of Diversity, Equity & Inclusion
CAPCO

Dee McDougal is the Global Head of Diversity, Equity & Inclusion at CAPCO. Dee is based out of Capco’s office in Charlotte, NC, reporting to Mary Keller, US Head of Human Resources. She joins Capco from Pacific Western Bank (PWB), where she served as Senior Vice President of D&I. In that role she led PWB’s corporate diversity and inclusion strategy, and developed education and engagement programs for internal and external stakeholders.

Speakers

Judi Giem
SVP & Chief Human Resources Officer
Tri Counties Bank

Judi Giem, currently serves as the Chief Human Resources Officer at Tri Counties Bank headquartered in Chico. Prior to her role at Tri Counties Judi served as the Director of Talent Management at Banner Bank based out of Spokane, Washington. From 2006 to 2014 she was the Director of Human Resources Systems and Payroll for Sterling Savings Bank (acquired by Umpqua Bank). Judi has over 23 years of human resources experience holding roles within the financial services and banking industries as well as global technology.

Speakers

Ryan Canin
CEO
DocFox

Ryan is the CEO of DocFox, a digital tool which enables rapid account opening, customer onboarding and automated complex workflows for business and commercial banking. DocFox currently works with over 180 financial institutions to reduce manual effort through advanced document processing with document inspection, data capture and comparison of any document and a suite of automation tools.

Speakers

Larry Pruss
SVP- Project Management
Strategic Resource Management

Larry Pruss offers 15 years of executive retail bank leadership and 10 years of international financial services consulting experience; successfully leading a broad range of Retail, Credit Union, and Community Banking initiatives. His past experience includes leading consulting, loyalty marketing, portfolio acquisition, and analytic organizations. He has a proven track record of developing new products, increasing sales, reducing portfolio risk, improving operating efficiency, driving loan growth, and ultimately increasing profitability.

Speakers

Ken Rosenthal
Sr. Advisor
CDC Small Business Finance / CDC Capital Markets

Ken has provided wholesale SBA 504 1st mortgages for Morgan Stanley through CDC Capital Markets since 2010 and has been with CDC Small Business Finance since 1991. His depth of knowledge, a result of over 30 years of experience in the SBA lending industry, allows him to navigate the process efficiently and smartly. Ken has closed over 1,000 SBA 504 deals while always prioritizing superior customer service.

Speakers

Gary Svec
Managing Director, Investment Banking Group
Performance Trust Capital Partners, LLC

Gary combines his financial institution background in accounting, taxes, regulatory compliance and operations to be a team leader in total balance sheet analysis and a regular contributor on numerous financial institution issues affecting the clients of Performance Trust. He is a featured speaker at numerous banking, insurance and professional conferences and seminars throughout the United States.

Speakers

Aaron DiRusso
Managing Director
Raymond James

Aaron DiRusso joined Raymond James in 2006 and is a member of the firm’s Financial Services Investment Banking team where he leads the West Coast depository practice. He has over 20 years of experience as a banker and advisor principally serving executive managements and boards of directors of banks, bank holding companies and thrift institutions. Mr. DiRusso has significant experience in merger and acquisition, public offering, strategic advisory and private placement assignments. He is a frequent speaker at industry conferences on a wide range of topics including, consolidation, strategic advisory, and capital markets activities.

Speakers

Mike McWilliams
Chief Revenue Officer
ReliableIT

Mike McWilliams, Chief Revenue Officer for Reliable IT, has been in the technology industry for over 25 years. Mike has served as the Chief Executive Officer and Chief Revenue Office for many companies. As Chief Revenue Officer for Reliable IT, he is responsible for the overall Sales and Marketing strategy of the company. He has served as a valuable resource to companies, assisting in everything impacting their IT from Y2K to the current COVID-19.

Speakers

William Hoffman
vCISO
ReliableIT

William is THINK SECURITY’s lead for cybersecurity, software development, and penetration testing of Industrial Control System cybersecurity vulnerability assessments. He is a leader in both the IT and ICS cybersecurity field with a long history of delivering excellence in the government sector as well as the private industry. He is the founder THINK SECURITY in 2007, William has been working in the Cyber Security field doing both offensive and defense projects for a wide range of businesses.

Speakers

Lance Holman
President & CEO
Holman Capital Corporation

Lance S. Holman manages the mission, strategic direction, and operational planning for Holman Capital Corporation. He has nearly 25 years of corporate and public sector finance experience in product development, capital deployment, and institutional investments.

Speakers

Joseph Lynyak
Partner
Dorsey & Whitney LLP

Joe is a partner in the Firm’s Finance & Restructuring Group and a member of the Banking Industry Group. He practices in both the Firm’s Washington, D.C. and Southern California offices. Joe possesses a broad knowledge base regarding foreign banks and domestic banks, savings associations, bank holding companies, finance companies, mortgage banking companies and their subsidiaries and affiliates. His practice includes providing financial intermediaries advice in the areas of regulatory and strategic planning, application and licensing, legislative strategy, commercial and consumer lending, examination, supervision and enforcement, and general corporate matters.

Speakers

George Leis
President & Chief Operating Officer
Montecito Bank & Trust

George joined Montecito Bank & Trust in July 2016, after over 33 years in the financial services industry. Beginning his banking career with Security Pacific National Bank in Retail and Commercial Banking, George has held various positions at both multi-national and regional financial institutions.

Speakers

Dev Strischek
Principal
Devon Risk Advisory Group LLC

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Dev is principal of Devon Risk Advisory Group and engages in consulting, speaking and training on a wide range of risk, credit, and lending topics. As former SVP and senior credit policy officer at SunTrust Bank, Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business–commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management.

Speakers

David Catalano
SVP, Business Development
Baker Hill

For more than 20 years, David has worked at the senior executive level in both small private and large public companies. David has over a decade of experience in commercial lending across multiple industries and has significant experience building and growing conventional, commercial loan portfolios in the community banking space. David spent nine years as a senior executive driving business development and growth for a publicly traded company.

Speakers

Michael Flynn
Of Counsel
Buchalter

Michael Flynn is a member of the Firm’s Commercial Finance Practice Group and Mortgage Banking Group, and Co-Chair of Buchalter’s Financial Services Regulatory Group, and its Title Insurance & Escrow Industry Group in the Los Angeles office. Mr. Flynn applies his unique background as the former Acting General Counsel of HUD, and the former General Counsel of PNC Mortgage and Flagstar Bank, to counsel clients on a variety of regulatory, mortgage, consumer financial services, FinTech and real estate matters, including:

Speakers

Eric Devine
President
Vitex

Eric Devine is the President of Vitex where he brings a highly motivated, fiscally conscious, and goal driven atmosphere. In tandem, Eric is a contract negotiation expert with additional focuses on banking technology and operations. With his immense business, banking, and technical backgrounds, Eric has a deep understanding of what it takes to be a leader within the management spectrum and optimize banking infrastructure to ensure daily operational success.

Speakers

Nick Perfido
Executive Vice President
Vitex

Nick is the Executive Vice President of Vitex and a FinTech veteran with more than 35 years of experience in enterprise software sales within the community banking and credit union arena. His experience includes having worked with companies including Newtrend, EDS, Fiserv, and Finastra, where he was National Sales Director for the Phoenix Transformational Banking solution. He has been instrumental in helping financial institutions realize their goal of transforming their operations to meet the ever-changing FinTech landscape.

Speakers

Mark Haberland
Managing Director
Darling Consulting Group

Mark has over 25 years providing balance sheet and model risk management education and consulting to the community and mid-size banking space.

A frequent author and top-rated speaker on a wide array of risk management topics, Mark facilitates educational programs and workshops for numerous financial institutions, industry and state trade associations, and regulatory agencies.

Speakers

Joel Cook
Attorney, Partner and Practice Group Manager (Corporate and Commercial Lending)
Aldrich & Bonnefin, PLC

Joel Cook became a principal of Aldrich & Bonnefin, PLC in January 2018, having joined the firm as an associate in 2011. Mr. Cook is part of the firm’s Corporate Practice Group, specializing in corporate and commercial lending matters.

Mr. Cook regularly advises financial institutions on commercial lending matters, including with regard to commercial and industrial loans, real estate loans, loan participations, loan workouts and letters of credit. He also advises on various bank regulatory matters related to commercial loans, such as lending limit requirements, Customer Identification Programs, and real estate appraisals. Mr. Cook’s practice also focuses on corporate governance issues, bank powers, reviewing and drafting contracts, and issues related to virtual currencies.

Speakers

David Gershon
Partner
Sheppard Mullin Richter & Hampton

David J. Gershon is a partner in the Corporate and Securities Practice Group in the firm’s San Francisco office.

David’s practice focuses on securities and general corporate matters for financial institutions and technology companies, including mergers and acquisitions, securities law compliance, SEC reporting, securities offerings and corporate governance. David represents financial institutions, technology companies, underwriters and private equity funds in these matters.

Speakers

Steve Shelton
President & CEO
California Bank of Commerce

Steven Shelton was a founder of California Bank of Commerce and has served as an Executive Vice President of the Bank since 2007. Previously, Mr. Shelton served for thirteen years in various executive management positions, including President, of CivicBank of Commerce. CivicBank was acquired by City National Bank in 2002.

Speakers

Jeff Wishner
Managing Director
Keefe, Bruyette & Woods

Jeffrey J. Wishner is a Managing Director in the San Francisco office at Keefe, Bruyette & Woods. Mr. Wishner has 25 years of experience advising West Coast banks, thrifts and financial institutions on mergers and acquisitions and capital raising transactions.

Speakers

Steve Kinner
Senior Managing Director
IntraFi Network

Steve Kinner is the Senior Managing Director at IntraFi Network who is responsible for directing sales. He has more than 27 years of banking industry experience. Formerly, Mr. Kinner was Senior Vice President of Sales and Marketing at Federal Home Loan Bank of Des Moines. Prior to that, Mr. Kinner was the President, Financial Services Division at Oswald Financial, LLC. Earlier in his career, he was Managing Director / Senior Vice President, Asset Management at KeyCorp.

Speakers

Erica Crain
Principal
CliftonLarsonAllen

Manager of the national credit risk review team with engagement oversight, quality assurance responsibility, and execution of proposed scope of work to prospective and existing clients.

Sessions

Overcoming Adversity: Prevailing Through Challenges!

Overcoming adversity implies we have come through some difficulties and everything turned out okay. We are looking at adversity as a negative. However, prevailing through the challenge means we look at the adversity as a positive. A purposeful challenge meant for us to learn and grow from, not just overcome, but to prevail—coming out better than we were before. Greg Gadson shares how his challenges have led him to the unexpected: winning two Super Bowl rings, acting in a movie and just taking on life’s challenges.

Sessions

Economy: Where Do We Go From Here?

How to Overcome, Adapt and Thrive!

“Economy: where do we go from here?” is an in-depth study of the economy from a speaker with a deep understanding of how the markets and the economy are shaped by world events like infectious disease. Andrew is not only a noted economist, he’s an infectious disease expert and author. (World Event Trading) There are many reasons why he’s known as “the great calmer downer” especially during the most difficult times. He provides understanding for what a vaccine and a Biden presidency mean for growth. Andrew details the supercharged trends and new opportunities awaiting those that are prepared.

Sessions

Economic Update

Hear from Chris Thornberg, Founding Partner of Beacon Economics, as he provides his economic update.

Sessions

The Current State of the Banking Industry as Seen Through the Lens of the Market

Jeff Wishner, Managing Director in the San Francisco office of KBW, will conduct a fireside chat with his colleague, Chris McGratty. The discussion will include topics such as a current assessment of the banking industry, investor and market expectations, bank valuation levels, mergers & acquisitions activity and the impact of FinTech companies and investments.

Sessions

Confessions of a Cannabis Banker & Strategic Considerations for Banking Cannabis

Banking cannabis, arguably the largest agricultural commodity consumed within the United States, is permissible. Despite a myriad of regulations and concerns over reputational, compliance and strategic risk, bankers can sustainably serve this growing market. During this session, we’ll explore the regulatory considerations, strategic opportunities, and risk mitigation strategies that can enable a bank to be profitable and secure.

Sessions

Regulatory Panel

Join us for our Regulatory Panel featuring Kathy Moe, Regional Director of the FDIC San Francisco region and Amy Klein, Associate Deputy Comptroller – Western District Office, at the OCC. This year, Mike Cohn, Principal at Wolf & Company, P.C. will be moderating the panel.

Sessions

Legislative Update

Hear from Kevin Gould, SVP, Director of Government Relations with the California Bankers Association, as he provides a legislative update in the state of California as well as a national update.

Sessions

The Next Digital Frontier: The Business Bank of the Future

Digital Banking has become the latest buzz with neo banks and digital consumer bank offerings everywhere you look. Tech giants have entered the banking world and consumer banking has seen total disruption over the past 5 years. Business and corporate banking however has not been affected in the same way, until now. This exciting presentation will take you into the latest technologies and trends, and how they will be influencing how fintechs will be targeting business and corporate accounts, which until now have been unserviceable by everyone but banks.

Sessions

What Banks Should Know About Cryptocurrencies in 2021 – Paving the Way for Blockchain

Blockchain technologies and their instant payments capabilities have loomed large on the fintech horizon lately, but what does crypto mean for the financial service providers of tomorrow? Attend for a curated summary for banks around recent news and emerging use cases around cryptocurrencies. Presented by Larry Pruss, SVP at SRM, this session focuses on the trends, potential impacts, new policies, and reasons why the financial institutions of today need to prepare for a few blockchain-driven changes - yesterday.

Sessions

Public Sector Financing Strategy – Investing in America

Investing in America is Investing in our Future

Taxpayers and investors are looking for new solutions for governments to modernize their facilities, infrastructure, energy and equipment assets.  We will explore how direct lending to municipal governments can enhance portfolio diversification, grow your balance sheet, and boost profits.

Sessions

Managing Credit Risk over the Business Cycle and Through the Pandemic: Hit Me with Your Best Shot

The market and the regulatory community pay close attention to a financial organization’s credit culture because a strong credit culture is critical to the success of credit risk management.

The session describes 14 credit discipline tools help management to implement, maintain, and ensure that credit risk and the credit culture stay on track.  These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management

Sessions

Creating a Digital Experience for Your Employees and Commercial Customers

While there’s a lot of conversation around digital transformation, many might still be wondering where to begin on creating a quality digital lending experience for your employees and commercial customers. Find out where your bank is today and decide where you’d like to go with workflow, automation, capacity expansion, and more. David Catalano, expert in digital lending from Baker Hill, will walk you through what to avoid, the total cost of ownership, how to determine your ROI, and making sure your digital experience is configurable, customizable, and scalable.

Sessions

COVID Relief Programs: When and How Will Banks’ Obligations End?

In commercial and consumer lending and commercial residential mortgage lending, Federal, GSE and state COVID-related forbearance requirements and eviction/foreclosure moratoria have been repeatedly extended. Explore how these programs and restrictions have evolved as the COVID crisis evolves, and what the likely issues are as the programs end (such as when forbearance plans end), including what obligations banks will have to borrowers who still are not in sound economic positions. Also explore whether and how any of these restrictions are likely to become permanent in whole or in part.

Sessions

The Keys to an Effective ALCO Process

Following a year of unprecedented challenges and “new normals” we find ourselves in some familiar territory having to look for new ways to increase (or just maintain) earnings and manage the risk within our balance sheets. COVID changed the rules, but as bankers, we know we need to take a look in the mirror and make some changes ourselves in order to come out of this stronger than we came into it.

In order to become one of those “high performing” institutions it starts with turning ALCOs into a “Profit Center”. Making better use of the models, data, assumptions and reporting you have at your disposal, and including the right people in the decision making process to turn that information into strategic benefit!

Sessions

Demise of LIBOR: Where We Are and Where We Are Going

We will cover the current status of the London Interbank Offered Rate (LIBOR) and the banking regulators’ most recent expectations in terms of planning and moving away from LIBOR as an index for commercial loans, residential mortgages, derivatives and swaps, and other credit instruments. We will also discuss the various approaches and replacement indices to consider in terms of transitioning from LIBOR.

Sessions

Going Public Without An IPO – Should We Consider an Uplift to Nasdaq?

Many community banks have common stock that trades on the OTC. For banks that are already publicly-traded, an uplift to Nasdaq listing combined with an Exchange Act registration may be achievable without a traditional underwritten public offering.

This session will discuss the milestones, merits and disadvantages to up listing to Nasdaq with an SEC registration, including:

Sessions

5 Ways Top Banks Are Seizing Opportunities in the Current Environment

Hear from a panel of industry experts as they provide critical advice for how banks can thrive despite a challenging environment. Discussion topics will include alternative lending strategies to generate new clients, additional fee income and manage risk, as well as how to deal with core deposits when liquidity is so high. Moderated by Steve Kinner, Senior Managing Director, the panel is essential listening for community banks that want to get ahead in 2021 and beyond.

Pricing

Pricing

Pricing For Price
WBA Bank Member $1,895
Bank Non-Member $2,795
Guest Registration  Price
Guest Registration  $800
Golf Registration Price
Golf Registration  $300
Guest Registration Includes the Following:

Friday, September 10: Guest & Spouse Welcome Reception, Welcome Reception

Saturday, September 11: Breakfast, Lunch, Lei making

Sunday, September 12: Breakfast, Lunch

Monday, September 13: Breakfast, Lunch, and Farewell Reception & Dinner

 

Register Online

Registration Form

Cancellation Policy

Registration fees less a $75 processing fee per registrant will be refunded if cancellation is received by Thursday, August 26, 2021. No refund if cancellations are received after Thursday, August 26, 2021. Substitutions allowed.

CPE Credits

CPE Credits

The 2021 Annual Conference have been approved for 16 CPE credits.

The Western Bankers Association is registered with NASBA as a sponsor of continuing professional education on the National Registry of CPE Sponsors.

Golf

Golf

This year’s golf tournament will be held at the beautiful Mauna Lani Golf Course on Friday, September 10. You are invited to Experience Mauna Lani. Mauna Lani, meaning “mountain reaching heaven” is a tropical resort oasis set upon the famed Kohala Coast on Hawaii Island. Located north of the Kona International Airport, Mauna Lani Resort features 45 holes of golf including Mauna Lani’s famed North and South golf courses, along with the WikiWiki short course. Since opening in 1981, the Mauna Lani Courses have collected numerous Best Courses You Can Play awards from Golfweek, Golf Digest and GOLF Magazine and was a 10 year host venue of the Senior Skins Game hosting many of golf’s greats, including Arnold Palmer, Jack Nicklaus, Lee Trevino and Gary Player.

Your round of golf includes a continental breakfast, boxed lunch, and (2) drink tickets. A shared golf cart is also included.

Friday, September 10, 2021
8:00 AM Shotgun Start

The cost to play in this year’s tournament is $300.

 

 

Mobile App

Mobile App

We will be utilizing the new WBA app at our 2021 Annual Conference. Download the new app today in order to access the agenda, view the presentations, engage with other attendees, learn about event sponsors, get updates throughout the conference, and much more. Simply search “WBA” in either the Apple App Store or the Google Play Store to download today. Once you are registered for the conference you will receive log-in instructions with the access code at a later date.

Sponsorship Information

Sponsorship Information

If you are interested or would like more information, please contact:

Jennifer Benson
VP, Conferences 
(916) 438-4416 or jbenson@westernbankers.com

Sponsorship Application

A few reasons your organization should sponsor and/or exhibit:

  • Maximize your company’s brand awareness and increase your market position
  • Gain direct access to WBA member banks and institutions in an exclusive environment
  • Raise your profile above your competitors
  • Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
  • Match your exposure needs, regardless of your budget
  • Shape or reinforce a positive perception of your company with bank executives
  • Support the Western Bankers Association, the largest non-profit banking organization serving the West Coast financial services industry