Regulatory Compliance Conference

Agenda

Agenda

*All times listed below are in PDT

Tuesday, October 6
9:00 AM – 10:15 AM Opening Keynote

Authentic Leadership

Dr. Jen Welter
First Female NFL Coach

(Sponsored by Aldrich & Bonnefin, PLC)
10:15 AM – 10:30 AM Break
10:30 AM – 11:30 AM

Choose one session for
credit (1.25 credits)

[CERP, CRCM]
Learning Session #1

Paycheck Protection Program (PPP) —
Fraud after Funding


Terri Luttrell 
Compliance & Engagement Director
Abrigo

[CERP]
Learning Session #2

Why Your Stress Testing Needs to
Change Right Now for COVID-19


Adam Mustafa
CEO & Co-Founder
Invictus Group
11:30 AM – 1:15 PM Lunch & Marketplace Time

(Lunch sponsored by Invictus Group)
1:15 PM – 2:15 PM

Choose one session for
credit (1.25 credits)

[CERP, CRCM]
Learning Session #1

Has COVID-19 Infected your BSA Program?

Radhika Dholakia 
CEO 
RADD LLC

Elizabeth Slim, CAMS 
Senior Consultant
The Volkov Law Group LLC

[CERP, CRCM]
Learning Session #2

PPP Loans: Evaluating Compliance Risks
and How to Mitigate Them


Laurel Sykes 
Executive Vice President/Chief Compliance
& Risk Officer
American Riviera Bank
2:15 PM – 2:30 PM Break
2:30 PM – 3:45 PM

[1.5 CERP credits]
General Session

Workplace Strategies in a COVID-19 World

Jonathan Light 
Managing Attorney 
LightGabler

(Sponsored by CliftonLarsonAllen)
3:45 PM – 4:00 PM Break
4:00 PM – 5:00 PM Reception with a Performance by Ryan Hiller

(Sponsored by SquarMilner)
Wednesday, October 7
9:00 AM – 10:15 AM

[1.5 CRCM credits]
General Session

Regulator Panel

Janet Kincaid
Deputy Regional Director (Compliance)
Federal Deposit Insurance Corporation

Cassie Remmenga
Western District Consumer Compliance Lead Expert
Office of the Comptroller of the Currency

Cathy Philpott
Senior Financial Institutions Examiner
California Department of Financial Protection and Innovation​

Mike Roberts
Director
Federal Reserve Bank of San Francisco

Laura Fiene
Regional Director
Consumer Financial Protection Bureau
10:15 AM – 10:30 AM Break
10:30 AM – 11:30 AM

Choose one session for
credit (1.25 credits)

[CRCM]
Learning Session #1

CRA Modernization: Is it Good or Bad?

Janet M. Bonnefin
Principal 
Aldrich & Bonnefin, PLC

[CERP, CRCM]
Learning Session #2

Weeding Through the Risks of Banking the
Cannabis Industry


David Apfel 
Partner
Goodwin
11:30 AM – 1:15 PM Lunch & Marketplace Time
1:15 PM – 2:15 PM

[1.25 CERP, CRCM
credits]
General Session

Legislative Update

Kevin Gould 
SVP, Director of Government Relations 
California Bankers Association

Melanie Cuevas 
VP, Government Relations 
California Bankers Association

Jason Lane 
VP, Deputy Director, Government Relations 
California Bankers Association
2:15 PM – 2:30 PM Break
2:30 PM – 4:00 PM Peer Exchange Sessions
(Bankers Only Please)
Thursday, October 8
8:00 AM – 9:00 AM Breakfast & Marketplace Time
9:00 AM – 10:15 AM

[1.5 CERP credits]
General Session

Economic Update

Dr. Taner Osman 
Research Manager
Beacon Economics

(Sponsored by Wolters Kluwer)
10:15 AM – 10:30 AM Break
10:30 AM – 11:30 AM

Choose one session for
credit (1.25 credits)


[CERP]
Learning Session #1

COVID-19 Pandemic: Lessons Learned &
The “Illusion” of Preparedness


Tracy Hall, MBCP 
IT Assurance Senior Manager
WolfPAC Integrated Risk Management

[CERP]
Learning Session #2

Risk Management and Bankruptcy Exposure:
Strategies in the Era of COVID-19


Monique D. Jewett-Brewster 
Associate 
Hopkins & Carley | A Law Corporation
11:30 AM – 11:45 AM Break
11:45 AM – 1:00 PM

[1.5 CRCM, CERP
credits]
Closing General Session

Changing Face of Compliance Risk Management

Ryan Rasske 
Senior Vice President, Risk & Compliance 
American Bankers Association

(Sponsored by DocFox)
1:00 PM Conference Adjourns

Don’t forget to register for the 2020 Cannabis Forum taking place on Friday, October 9.

Speakers

Dr. Jen Welter
First Female NFL Coach

Dr. Jen Welter is the first female to coach in the NFL. In the summer of 2015, she served as a linebackers coach for the Arizona Cardinals, a period of time defined by the bond she has formed with the players. Widely known as a trailblazer and pioneer in professional football, becoming the first woman to coach in the NFL was only her most recent first. She most recently served  as a defensive specialist for the Alliance of American Football (AAF)​.

Speakers

Jonathan Light
Managing Attorney
LightGabler

Jonathan Fraser Light, managing attorney at LightGabler, has more than 30 years of experience in the field of employment law. He is “AV” rated by Martindale Hubbell and has been named as one of Southern California’s “Super Lawyers” for 15 years. Jon and his team members consult with over 1,500 companies throughout California regarding their day-to-day employment law needs.

Speakers

Janet Kincaid
Deputy Regional Director (Compliance)
Federal Deposit Insurance Corporation

Deputy Regional Director Janet R. Kincaid possesses over 30 years of bank regulatory supervision experience which includes a dual commission in both compliance and risk management. Prior to serving in her current position in the San Francisco Region, she was the Division of Depositor and Consumer Protection (DCP) Assistant Regional Director for the Kansas City Region.

Speakers

Mike Roberts
Director
Federal Reserve Bank of San Francisco

Michael Roberts is a director in Financial Institution Supervision and Credit (FISC) at the Federal Reserve Bank of San Francisco. In this capacity, he leads the Consumer Compliance Supervision Unit responsible for conducting compliance and Community Reinvestment Act (CRA) examinations in the Twelfth Federal Reserve District.

Speakers

Laura Fiene
Regional Director
Consumer Financial Protection Bureau

Laura joined the Consumer Financial Protection Bureau (CFPB) at its inception in 2011. She brings over 33 years of experience supervising and examining compliance with Federal consumer financial laws and regulations at the Federal Home Loan Bank of San Francisco, the United States Department of the Treasury’s Office of Thrift Supervision, and most recently at the CFPB.

Speakers

Kevin Gould
Senior Vice President, Director of Government Relations
California Bankers Association

Kevin Gould joined the California Bankers Association (CBA) in 2004, bringing with him more than seven years of legislative experience. In his role as senior vice president and director of state government relations, he oversees the management and operation of CBA’s state and federal government relations department and also serves as one of CBA’s three registered lobbyists.

Speakers

Dr. Taner Osman
Research Manager
Beacon Economics

Taner Osman is Manager of Regional and Sub-Regional Analysis at Beacon Economics. Dr. Osman plays a leading role in many of the firm’s principal research projects, which include examining the potential effect of minimum wage law changes on California’s restaurant industry, and developing labor market analyses and industry profiles for a variety of regional economies.

Speakers

Terri Luttrell
Compliance & Engagement Director
Abrigo

Terri Luttrell is a seasoned AML professional with over 20 years in the banking industry, working both in medium and large community and commercial banks ranging from $2 billion to $330 billion in asset size. She has successfully worked with institutions in developing BSA/OFAC programs, optimizing various automated solutions, and streamlining processes while ensuring all regulatory requirements are met.

Speakers

Adam Mustafa
CEO & Co-Founder
Invictus Group

Adam Mustafa is President and Co-founder of the Invictus Group. He has been providing strategic analytics, M&A and capital adequacy advisory services to banks, regulators, bank investors, and bank D&O insurers since the beginning of the financial crisis.

Speakers

Radhika Dholakia
CEO
RADD LLC

Radhika personally has more than 29 years of experience in the banking industry, with an impressive background spanning all phases of compliance, operations, and risk management for leading financial institutions. Radhika has been responsible for helping several banking institutions successfully pass their regulatory examinations.

Speakers

Elizabeth Slim, CAMS
Senior Consultant
The Volkov Law Group LLC

Elizabeth Slim, Senior Consultant, is a Certified Anti-Money Laundering Specialist (“CAMS”) for 15 years with over 35 years specializing in bank operations, compliance, risk management and regulatory training at various community to mid-size financial institutions. For the past 15 years, Slim is an experienced Bank Secrecy (“BSA”) and Anti-Money Laundering (“AML”) Officer managing a team of analysts that conduct fraud and money laundering investigations.

Speakers

Laurel Sykes
Executive Vice President/Chief Compliance & Risk Officer
American Riviera Bank

Laurel Sykes is the Executive Vice President, Chief Compliance and Risk Officer for American Riviera Bank. She holds the designation of Certified Regulatory Compliance Manager, with almost 30 years of experience in the banking industry. During her career she has implemented enterprise-wide risk management, compliance, fraud, anti-money laundering, vendor management and business continuity programs for banks ranging from $1 billion to $7 billion in assets. She currently oversees regulatory affairs and enterprise risk management for American Riviera Bank, and leads the Bank’s consumer compliance function and the anti-money laundering/financial crimes unit.

Speakers

Janet M. Bonnefin
Principal
Aldrich & Bonnefin, PLC

Janet Bonnefin is a principal of Aldrich & Bonnefin, PLC, specializing in mortgage and consumer lending, fair lending, compliance management and CRA, and advises clients regarding regulatory examinations in these areas. Ms. Bonnefin manages Bankers’ Compliance Group for the firm, an innovative group legal service the firm provides to banks, thrifts and credit unions.

Speakers

David Apfel
Partner
Goodwin

David Apfel, a partner in Goodwin’s Financial Industry, Government Investigations, Enforcement and White Collar Defense practices, is a former federal prosecutor who specializes in white collar criminal defense, SEC and other government investigations, internal corporate investigations, and bet-the-company civil business litigation. Mr. Apfel is also the founder and chair of the firm’s Gaming & Gambling practice, and a founder and co-chair of the firm’s new Cannabis practice.

Speakers

Tracy Hall, MBCP
IT Assurance Senior Manager
WolfPAC Integrated Risk Management

Tracy is a Senior Manager in the Information Technology (IT) Assurance Services group. Tracy is one of the leading business continuity planning experts in the country. With over twenty years of experience, Tracy assists clients in areas of business continuity planning including; plan audit and assessment, business impact analysis, plan development and maintenance, training and awareness, and simulation exercises.

Speakers

Monique D. Jewett-Brewster
Associate
Hopkins & Carley
A Law Corporation

Monique D. Jewett-Brewster is a commercial bankruptcy and business litigator with Hopkins & Carley in its San Jose office. As a member of the firm’s Financial Institutions and Creditors Rights practice group, Monique advises lenders in business bankruptcies and in all other aspects of insolvency law, with a primary focus on representing secured creditors in the restructuring and enforcement of complex loan and other commercial transactions in state, district, appellate and bankruptcy courts nationwide. 

Sessions

Authentic Leadership

Jen Welter changed the game when she became the first female to coach an NFL team. Not only did she successfully help lead the Arizona Cardinals to win the 2015 NFC West division title, she also earned their respect and trust by forming a strong bond and believing in them—with many of those she guided on the field years ago still calling her “coach” to this day. Illustrating the importance of devotion to one’s team and being a team player, Welter outlines for audiences how authenticity is critical to effective leadership with her on- and off-the-field strategies for anyone who wants to coach their own team to the end zone.

Sessions

Workplace Strategies in a COVID-19 World

Financial institutions continue to face the harsh realities of having to downsize or layoff employees and make other adjustments as the fallout of the COVID-19 pandemic continues. The talk will discuss how the pandemic has altered the way HR departments operate and what it means for HR practitioners now and in the future.

Sessions

Regulator Panel

Hear from regulators from the FDIC, OCC, DFPI, FRBSF, and the CFPB as they discuss the latest issues.

Sessions

Legislative Update

Hear from Kevin Gould, Melanie Cuevas, and Jason Lane as they provide a California Legislative Update.

Sessions

Changing Face of Compliance Risk Management

This session will highlight some trends that could influence how banks position themselves to address tomorrow’s compliance risks, including behaviors of criminal actors, machine learning, operational threats, and others. We’ll discuss what it will take to prepare for the future, keeping up with technology, and how “collaboration” can ultimately improve the compliance culture across the entire organization.

Sessions

Paycheck Protection Program (PPP) — Fraud after Funding

Now that many financial institutions have jumped on board and funded millions of dollars in Payroll Protection Program (PPP) loans, what are the true risks for these loans? Will the financial institution be held accountable if fraud is detected within your PPP portfolio? How many loans will truly be forgiven and how can a financial institution conduct due diligence after the fact to show they did everything possible to detect any fraud that slipped through at onboarding?

Sessions

Why Your Stress Testing Needs to Change Right Now for COVID-19

As regulatory scrutiny looms, banks must ensure they have the proper tools to assess the impact of the COVID-19 crisis on their capital, asset quality, earnings, liquidity and more. The one tool that covers all those areas is a stress test designed specifically for the pandemic. But most banks are doing stress testing wrong. Many are using a top-down approach rather than a bottom-up one. You need to be able to triage your loan portfolio based on the dollars you have at risk.

Sessions

Has COVID-19 Infected your BSA Program?

In this session, we will focus on the following:

  • risks that emerged from the pandemic
  • what could have been done to deal with those new risks
  • what should be considered going forward
Sessions

CRA Modernization: Is it Good or Bad?

This session covers the highlights of the OCC CRA Final Rule, including the new assessment area definitions, new large bank performance standards and which activities qualify for CRA credit.  We’ll also discuss where the FDIC and Federal Reserve are with regard to CRA modernization.

Sessions

Weeding Through the Risks of Banking the Cannabis Industry

Thirty-three states have legalized the medical use of marijuana, including 11 states and the District of Columbia that have also legalized adult recreational use. But any and all uses of marijuana remain criminal under federal law. What about hemp and CBD? Are they now legal and safe to bank with the passing of the Farm Bill?

Sessions

COVID-19 Pandemic: Lessons Learned & The “Illusion” of Preparedness

Organizations have been forced to push the envelope and be creative in the way they conduct operations during the COVID-19 crisis. Remote access, employee hardware requirements, and flexible work schedules have altered our expectation of “normal.” Companies needed to react swiftly to accommodate the situation as it quickly evolved and changed, requiring management teams to adjust response activities in real-time as the scenario unfolded. Many organizations have enhanced preparedness to a new level. However, has the situation created an illusion of preparedness to traditional Business Continuity and Disaster Recovery planning?

Sessions

Risk Management and Bankruptcy Exposure: Strategies in the Era of COVID-19

COVID-19 has had an unprecedented impact on the commercial credit market. Through this session, lenders will learn proactive strategies to identify and manage heightened credit risks triggered as borrowers slide into insolvency. Our speaker, an experienced commercial bankruptcy, workout and restructuring attorney, will discuss the “red flags” which lenders should look out for which indicate that their borrower may be experiencing financial distress.

Credits

Credits

CONTINUING PROFESSIONAL EDUCATION (CPE) 

This conference has been approved for 12 CPE credits.

In accordance with the standards of the National Registry of CPE Sponsors, CPE credits have been granted based on a 50-minute hour.

CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM)

American Bankers Association (ABA) Professional Certifications has approved “2020 Regulatory Compliance Conference & Cannabis Forum” for:

13 CRCM CE credits | 14.25 CERP Credits

ABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. This statement is not an endorsement of this program or its sponsor.

Certification holder reporting instructions:

1. Log into your certification record at aba.csod.com

2. Hover on, ADD EXTERNAL TRAINING-choose APPROVED NON-ABA TRAINING option

3. Search and click on program

4. Click MARK COMPLETE to receive credits.

Audience

Who Should Attend

  • Auditors
  • BSA officers
  • Compliance officers
  • Operations officers
  • Risk/Fraud officers
  • Regulators
  • Counsel
Pricing

Pricing

One Registration Fee, Unlimited Attendees per Organization

Pricing For Price
WBA Bank Member  $795
Bank Non-Member $995
WBA Member Season Pass Holder Use Season Pass  -or-  $795
WBA Non-Member Season Pass Holder Use Season Pass  -or-  $995
WBA Associate Member $2,500
Bundle Pricing discount

If you register for both the 2020 Regulatory Compliance Conference & the 2020 Cannabis Forum you could save $.

One Registration Fee, Unlimited Attendees per Organization

Pricing for registering for both the 2020 Regulatory Compliance Conference & the 2020 Cannabis Forum:

Bundle Pricing Discount For Price
WBA Bank Member  $995 ($105 in savings)
Bank Non-Member $1,195 ($250 in savings)

Cancellation Policy

Registration fees less a $75 processing fee per registrant will be refunded if cancellation is received by Monday, September 21, 2020. No refund if cancellations are received after Monday, September 21, 2020. Substitutions welcomed.

Mobile App

Mobile App

We will be utilizing the new WBA app at our 2020 Regulatory Compliance Conference & Cannabis Forum. Download the new app today in order to access the agenda, view the presentations, engage with other attendees, learn about event sponsors, get updates throughout the conference, and much more. Simply search “WBA” in either the Apple App Store or the Google Play Store to download today. Once you are registered for the conference you will receive log-in instructions with the access code at a later date.

Sponsorship Information

Sponsorship Information

If you are interested in sponsoring this event, please contact Jennifer Benson, VP of Conferences at jbenson@westernbankers.com.

Why sponsor:

  • Maximize your company’s brand awareness and increase your market position
  • Gain direct access to member banks and institutions in an exclusive environment
  • Raise your profile above your competitors
  • Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
  • Match your exposure needs, regardless of your budget
  • Shape or reinforce a positive perception of your company with bank executives
  • Support the Western Bankers Association, the largest non-profit banking organization serving the West Coast financial services industry