2020 Regulatory Compliance Conference
Agenda
*All times listed below are in PDT
Tuesday, October 6 | |
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9:00 AM – 10:15 AM | Opening Keynote Authentic Leadership Dr. Jen Welter First Female NFL Coach (Sponsored by Aldrich & Bonnefin, PLC) |
10:15 AM – 10:30 AM | Break |
10:30 AM – 11:30 AM Choose one session for credit (1.25 credits) [CERP, CRCM] |
Learning Session #1 Paycheck Protection Program (PPP) — Fraud after Funding Terri Luttrell Compliance & Engagement Director Abrigo |
[CERP] |
Learning Session #2 Why Your Stress Testing Needs to Change Right Now for COVID-19 Adam Mustafa CEO & Co-Founder Invictus Group |
11:30 AM – 1:15 PM | Lunch & Marketplace Time (Lunch sponsored by Invictus Group) |
1:15 PM – 2:15 PM Choose one session for credit (1.25 credits) [CERP, CRCM] |
Learning Session #1 Has COVID-19 Infected your BSA Program? Radhika Dholakia CEO RADD LLC Elizabeth Slim, CAMS Senior Consultant The Volkov Law Group LLC |
[CERP, CRCM] |
Learning Session #2 PPP Loans: Evaluating Compliance Risks and How to Mitigate Them Laurel Sykes Executive Vice President/Chief Compliance & Risk Officer American Riviera Bank |
2:15 PM – 2:30 PM | Break |
2:30 PM – 3:45 PM [1.5 CERP credits] |
General Session Workplace Strategies in a COVID-19 World Jonathan Light Managing Attorney LightGabler (Sponsored by CliftonLarsonAllen) |
3:45 PM – 4:00 PM | Break |
4:00 PM – 5:00 PM | Reception with a Performance by Ryan Hiller (Sponsored by SquarMilner) |
Wednesday, October 7 | |
9:00 AM – 10:15 AM [1.5 CRCM credits] |
General Session Regulator Panel Janet Kincaid Deputy Regional Director (Compliance) Federal Deposit Insurance Corporation Cassie Remmenga Western District Consumer Compliance Lead Expert Office of the Comptroller of the Currency Cathy Philpott Senior Financial Institutions Examiner California Department of Financial Protection and Innovation Mike Roberts Director Federal Reserve Bank of San Francisco Laura Fiene Regional Director Consumer Financial Protection Bureau |
10:15 AM – 10:30 AM | Break |
10:30 AM – 11:30 AM Choose one session for credit (1.25 credits) [CRCM] |
Learning Session #1 CRA Modernization: Is it Good or Bad? Janet M. Bonnefin Principal Aldrich & Bonnefin, PLC |
[CERP, CRCM] |
Learning Session #2 Weeding Through the Risks of Banking the Cannabis Industry David Apfel Partner Goodwin |
11:30 AM – 1:15 PM | Lunch & Marketplace Time |
1:15 PM – 2:15 PM [1.25 CERP, CRCM credits] |
General Session Legislative Update Kevin Gould SVP, Director of Government Relations California Bankers Association Melanie Cuevas VP, Government Relations California Bankers Association Jason Lane VP, Deputy Director, Government Relations California Bankers Association |
2:15 PM – 2:30 PM | Break |
2:30 PM – 4:00 PM | Peer Exchange Sessions (Bankers Only Please) |
Thursday, October 8 | |
8:00 AM – 9:00 AM | Breakfast & Marketplace Time |
9:00 AM – 10:15 AM [1.5 CERP credits] |
General Session Economic Update Dr. Taner Osman Research Manager Beacon Economics (Sponsored by Wolters Kluwer) |
10:15 AM – 10:30 AM | Break |
10:30 AM – 11:30 AM Choose one session for credit (1.25 credits) [CERP] |
Learning Session #1 COVID-19 Pandemic: Lessons Learned & The “Illusion” of Preparedness Tracy Hall, MBCP IT Assurance Senior Manager WolfPAC Integrated Risk Management |
[CERP] |
Learning Session #2 Risk Management and Bankruptcy Exposure: Strategies in the Era of COVID-19 Monique D. Jewett-Brewster Associate Hopkins & Carley | A Law Corporation |
11:30 AM – 11:45 AM | Break |
11:45 AM – 1:00 PM [1.5 CRCM, CERP credits] |
Closing General Session Changing Face of Compliance Risk Management Ryan Rasske Senior Vice President, Risk & Compliance American Bankers Association (Sponsored by DocFox) |
1:00 PM | Conference Adjourns |
Don’t forget to register for the 2020 Cannabis Forum taking place on Friday, October 9.
Dr. Jen Welter
First Female NFL Coach
Dr. Jen Welter is the first female to coach in the NFL. In the summer of 2015, she served as a linebackers coach for the Arizona Cardinals, a period of time defined by the bond she has formed with the players. Widely known as a trailblazer and pioneer in professional football, becoming the first woman to coach in the NFL was only her most recent first. She most recently served as a defensive specialist for the Alliance of American Football (AAF).
Jonathan Light
Managing Attorney
LightGabler
Jonathan Fraser Light, managing attorney at LightGabler, has more than 30 years of experience in the field of employment law. He is “AV” rated by Martindale Hubbell and has been named as one of Southern California’s “Super Lawyers” for 15 years. Jon and his team members consult with over 1,500 companies throughout California regarding their day-to-day employment law needs.
Janet Kincaid
Deputy Regional Director (Compliance)
Federal Deposit Insurance Corporation
Deputy Regional Director Janet R. Kincaid possesses over 30 years of bank regulatory supervision experience which includes a dual commission in both compliance and risk management. Prior to serving in her current position in the San Francisco Region, she was the Division of Depositor and Consumer Protection (DCP) Assistant Regional Director for the Kansas City Region.
Mike Roberts
Director
Federal Reserve Bank of San Francisco
Michael Roberts is a director in Financial Institution Supervision and Credit (FISC) at the Federal Reserve Bank of San Francisco. In this capacity, he leads the Consumer Compliance Supervision Unit responsible for conducting compliance and Community Reinvestment Act (CRA) examinations in the Twelfth Federal Reserve District.
Laura Fiene
Regional Director
Consumer Financial Protection Bureau
Laura joined the Consumer Financial Protection Bureau (CFPB) at its inception in 2011. She brings over 33 years of experience supervising and examining compliance with Federal consumer financial laws and regulations at the Federal Home Loan Bank of San Francisco, the United States Department of the Treasury’s Office of Thrift Supervision, and most recently at the CFPB.
Kevin Gould
Senior Vice President, Director of Government Relations
California Bankers Association
Kevin Gould joined the California Bankers Association (CBA) in 2004, bringing with him more than seven years of legislative experience. In his role as senior vice president and director of state government relations, he oversees the management and operation of CBA’s state and federal government relations department and also serves as one of CBA’s three registered lobbyists.
Dr. Taner Osman
Research Manager
Beacon Economics
Taner Osman is Manager of Regional and Sub-Regional Analysis at Beacon Economics. Dr. Osman plays a leading role in many of the firm’s principal research projects, which include examining the potential effect of minimum wage law changes on California’s restaurant industry, and developing labor market analyses and industry profiles for a variety of regional economies.
Ryan Rasske
Senior Vice President, Risk & Compliance
American Bankers Association
Ryan is the Senior Vice President of Risk and Compliance for the American Bankers Association (ABA) within their Office of Member Engagement. He is responsible for managing the strategic direction of the ABA products, events and delivery channels across the Risk Management and Compliance markets.
Terri Luttrell
Compliance & Engagement Director
Abrigo
Terri Luttrell is a seasoned AML professional with over 20 years in the banking industry, working both in medium and large community and commercial banks ranging from $2 billion to $330 billion in asset size. She has successfully worked with institutions in developing BSA/OFAC programs, optimizing various automated solutions, and streamlining processes while ensuring all regulatory requirements are met.
Adam Mustafa
CEO & Co-Founder
Invictus Group
Adam Mustafa is President and Co-founder of the Invictus Group. He has been providing strategic analytics, M&A and capital adequacy advisory services to banks, regulators, bank investors, and bank D&O insurers since the beginning of the financial crisis.
Radhika Dholakia
CEO
RADD LLC
Radhika personally has more than 29 years of experience in the banking industry, with an impressive background spanning all phases of compliance, operations, and risk management for leading financial institutions. Radhika has been responsible for helping several banking institutions successfully pass their regulatory examinations.
Elizabeth Slim, CAMS
Senior Consultant
The Volkov Law Group LLC
Elizabeth Slim, Senior Consultant, is a Certified Anti-Money Laundering Specialist (“CAMS”) for 15 years with over 35 years specializing in bank operations, compliance, risk management and regulatory training at various community to mid-size financial institutions. For the past 15 years, Slim is an experienced Bank Secrecy (“BSA”) and Anti-Money Laundering (“AML”) Officer managing a team of analysts that conduct fraud and money laundering investigations.
Laurel Sykes
Executive Vice President/Chief Compliance & Risk Officer
American Riviera Bank
Laurel Sykes is the Executive Vice President, Chief Compliance and Risk Officer for American Riviera Bank. She holds the designation of Certified Regulatory Compliance Manager, with almost 30 years of experience in the banking industry. During her career she has implemented enterprise-wide risk management, compliance, fraud, anti-money laundering, vendor management and business continuity programs for banks ranging from $1 billion to $7 billion in assets. She currently oversees regulatory affairs and enterprise risk management for American Riviera Bank, and leads the Bank’s consumer compliance function and the anti-money laundering/financial crimes unit.
Janet M. Bonnefin
Principal
Aldrich & Bonnefin, PLC
Janet Bonnefin is a principal of Aldrich & Bonnefin, PLC, specializing in mortgage and consumer lending, fair lending, compliance management and CRA, and advises clients regarding regulatory examinations in these areas. Ms. Bonnefin manages Bankers’ Compliance Group for the firm, an innovative group legal service the firm provides to banks, thrifts and credit unions.
David Apfel
Partner
Goodwin
David Apfel, a partner in Goodwin’s Financial Industry, Government Investigations, Enforcement and White Collar Defense practices, is a former federal prosecutor who specializes in white collar criminal defense, SEC and other government investigations, internal corporate investigations, and bet-the-company civil business litigation. Mr. Apfel is also the founder and chair of the firm’s Gaming & Gambling practice, and a founder and co-chair of the firm’s new Cannabis practice.
Tracy Hall, MBCP
IT Assurance Senior Manager
WolfPAC Integrated Risk Management
Tracy is a Senior Manager in the Information Technology (IT) Assurance Services group. Tracy is one of the leading business continuity planning experts in the country. With over twenty years of experience, Tracy assists clients in areas of business continuity planning including; plan audit and assessment, business impact analysis, plan development and maintenance, training and awareness, and simulation exercises.
Monique D. Jewett-Brewster
Associate
Hopkins & Carley
A Law Corporation
Monique D. Jewett-Brewster is a commercial bankruptcy and business litigator with Hopkins & Carley in its San Jose office. As a member of the firm’s Financial Institutions and Creditors Rights practice group, Monique advises lenders in business bankruptcies and in all other aspects of insolvency law, with a primary focus on representing secured creditors in the restructuring and enforcement of complex loan and other commercial transactions in state, district, appellate and bankruptcy courts nationwide.
Authentic Leadership
Jen Welter changed the game when she became the first female to coach an NFL team. Not only did she successfully help lead the Arizona Cardinals to win the 2015 NFC West division title, she also earned their respect and trust by forming a strong bond and believing in them—with many of those she guided on the field years ago still calling her “coach” to this day. Illustrating the importance of devotion to one’s team and being a team player, Welter outlines for audiences how authenticity is critical to effective leadership with her on- and off-the-field strategies for anyone who wants to coach their own team to the end zone.
Workplace Strategies in a COVID-19 World
Financial institutions continue to face the harsh realities of having to downsize or layoff employees and make other adjustments as the fallout of the COVID-19 pandemic continues. The talk will discuss how the pandemic has altered the way HR departments operate and what it means for HR practitioners now and in the future.
Regulator Panel
Hear from regulators from the FDIC, OCC, DFPI, FRBSF, and the CFPB as they discuss the latest issues.
Legislative Update
Hear from Kevin Gould, Melanie Cuevas, and Jason Lane as they provide a California Legislative Update.
Changing Face of Compliance Risk Management
This session will highlight some trends that could influence how banks position themselves to address tomorrow’s compliance risks, including behaviors of criminal actors, machine learning, operational threats, and others. We’ll discuss what it will take to prepare for the future, keeping up with technology, and how “collaboration” can ultimately improve the compliance culture across the entire organization.
Paycheck Protection Program (PPP) — Fraud after Funding
Now that many financial institutions have jumped on board and funded millions of dollars in Payroll Protection Program (PPP) loans, what are the true risks for these loans? Will the financial institution be held accountable if fraud is detected within your PPP portfolio? How many loans will truly be forgiven and how can a financial institution conduct due diligence after the fact to show they did everything possible to detect any fraud that slipped through at onboarding?
Why Your Stress Testing Needs to Change Right Now for COVID-19
As regulatory scrutiny looms, banks must ensure they have the proper tools to assess the impact of the COVID-19 crisis on their capital, asset quality, earnings, liquidity and more. The one tool that covers all those areas is a stress test designed specifically for the pandemic. But most banks are doing stress testing wrong. Many are using a top-down approach rather than a bottom-up one. You need to be able to triage your loan portfolio based on the dollars you have at risk.
Has COVID-19 Infected your BSA Program?
In this session, we will focus on the following:
- risks that emerged from the pandemic
- what could have been done to deal with those new risks
- what should be considered going forward
PPP Loans: Evaluating Compliance Risks and How to Mitigate Them
In this session discussing the Paycheck Protection Program (PPP) Loans we will cover:
- Brief Update on Regulatory Guidance
- Factors to Consider
- Documenting Compliance Efforts
- Other Risk Factors to Evaluate
CRA Modernization: Is it Good or Bad?
This session covers the highlights of the OCC CRA Final Rule, including the new assessment area definitions, new large bank performance standards and which activities qualify for CRA credit. We’ll also discuss where the FDIC and Federal Reserve are with regard to CRA modernization.
Weeding Through the Risks of Banking the Cannabis Industry
Thirty-three states have legalized the medical use of marijuana, including 11 states and the District of Columbia that have also legalized adult recreational use. But any and all uses of marijuana remain criminal under federal law. What about hemp and CBD? Are they now legal and safe to bank with the passing of the Farm Bill?
COVID-19 Pandemic: Lessons Learned & The “Illusion” of Preparedness
Organizations have been forced to push the envelope and be creative in the way they conduct operations during the COVID-19 crisis. Remote access, employee hardware requirements, and flexible work schedules have altered our expectation of “normal.” Companies needed to react swiftly to accommodate the situation as it quickly evolved and changed, requiring management teams to adjust response activities in real-time as the scenario unfolded. Many organizations have enhanced preparedness to a new level. However, has the situation created an illusion of preparedness to traditional Business Continuity and Disaster Recovery planning?
Risk Management and Bankruptcy Exposure: Strategies in the Era of COVID-19
COVID-19 has had an unprecedented impact on the commercial credit market. Through this session, lenders will learn proactive strategies to identify and manage heightened credit risks triggered as borrowers slide into insolvency. Our speaker, an experienced commercial bankruptcy, workout and restructuring attorney, will discuss the “red flags” which lenders should look out for which indicate that their borrower may be experiencing financial distress.
Credits
CONTINUING PROFESSIONAL EDUCATION (CPE)
This conference has been approved for 12 CPE credits.
In accordance with the standards of the National Registry of CPE Sponsors, CPE credits have been granted based on a 50-minute hour.
CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM)
American Bankers Association (ABA) Professional Certifications has approved “2020 Regulatory Compliance Conference & Cannabis Forum” for:
13 CRCM CE credits | 14.25 CERP Credits
ABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. This statement is not an endorsement of this program or its sponsor.
Certification holder reporting instructions:
1. Log into your certification record at aba.csod.com
2. Hover on, ADD EXTERNAL TRAINING-choose APPROVED NON-ABA TRAINING option
3. Search and click on program
4. Click MARK COMPLETE to receive credits.
Who Should Attend
- Auditors
- BSA officers
- Compliance officers
- Operations officers
- Risk/Fraud officers
- Regulators
- Counsel
Pricing
One Registration Fee, Unlimited Attendees per Organization
Pricing For | Price |
---|---|
WBA Bank Member | $795 |
Bank Non-Member | $995 |
WBA Member Season Pass Holder | Use Season Pass -or- $795 |
WBA Non-Member Season Pass Holder | Use Season Pass -or- $995 |
WBA Associate Member | $2,500 |
Bundle Pricing discount
If you register for both the 2020 Regulatory Compliance Conference & the 2020 Cannabis Forum you could save $.
One Registration Fee, Unlimited Attendees per Organization
Pricing for registering for both the 2020 Regulatory Compliance Conference & the 2020 Cannabis Forum:
Bundle Pricing Discount For | Price |
---|---|
WBA Bank Member | $995 ($105 in savings) |
Bank Non-Member | $1,195 ($250 in savings) |
Cancellation Policy
Registration fees less a $75 processing fee per registrant will be refunded if cancellation is received by Monday, September 21, 2020. No refund if cancellations are received after Monday, September 21, 2020. Substitutions welcomed.
Mobile App
We will be utilizing the WBA app at our 2021 Cannabis Forum. Download the app today in order to access the agenda, view the presentations, engage with other attendees, learn about event sponsors, get updates throughout the conference, and much more. Simply search “WBA” in either the Apple App Store or the Google Play Store to download today. Once you are registered for the conference you will receive log-in instructions with the access code at a later date.
Sponsorship Information
If you are interested in sponsoring this event, please contact Jennifer Benson, VP of Conferences at jbenson@westernbankers.com.
Why sponsor:
- Maximize your company’s brand awareness and increase your market position
- Gain direct access to member banks and institutions in an exclusive environment
- Raise your profile above your competitors
- Learn about the issues confronting today’s financial service leaders and gain valuable insight into potential solutions
- Match your exposure needs, regardless of your budget
- Shape or reinforce a positive perception of your company with bank executives
- Support the Western Bankers Association, the largest non-profit banking organization serving the West Coast financial services industry
Staff Contact
REGISTRATION QUESTIONS? CONTACT:
registrations@westernbankers.com
EVENT QUESTIONS? CONTACT:
Jennifer Benson
VP, Conferences
(916) 438-4416
jbenson@westernbankers.com